How the PAP are systematically milking you? GVGT! Why are you complaining? You should be fucking HAPPY like them!

The most obvious con job is the CPF. PAP used your money to return of at least 7 percent but pays you only 2.5 percent. The PAP cons you of at least 64 percent of your investment returns.
 
The most obvious con job is the CPF. PAP used your money to return of at least 7 percent but pays you only 2.5 percent. The PAP cons you of at least 64 percent of your investment returns.

that reason not so jialiat. the most jialiat is dont want to give you back your money after decades of your sweat working your balls off....
ppl like cb loong n lanjiao ho ching are absolutely evil....
however karma is a bitch,
look at their family, albino offspring, gay kids, daughter that look like the hunchback of notre damn, and family feud between brothers.....

not that i want to curse any family with these things.... but its happened to them
 
The most obvious con job is the CPF. PAP used your money to return of at least 7 percent but pays you only 2.5 percent. The PAP cons you of at least 64 percent of your investment returns.

there should be a law that requires half of excess returns above 5% to be paid out to CPF members.
 
The most obvious con job is the CPF. PAP used your money to return of at least 7 percent but pays you only 2.5 percent. The PAP cons you of at least 64 percent of your investment returns.
KNN the biggest con job is pap work with bank to give people 1to2% when they borrow people's money and ask for 3to7% when they lend out the money KNN then when you want to bypass this and lend directly to the borrower they say is ileegal loanshark KNN
 
Those who swear by it and can afford it...can continue to keep their hard earned money in the CPF.

Those who need it...can use it now instead of saving till they die.
 
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