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KNN for 100k kind of losses for early termination the monthly premium paid must be verlee high and coverage must be in few mils kind KNN she should be thankful she (or her beneficiarlee didn't need to claim the payouts KNN
Heads insurers wins, tsils, insurers wins.
The fact is, for the first two years, most of your invested money goes to agent commission.
And sfter that, the percentage to agents decreases till maturity