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Do you make $10,000 a month?

Chase

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Many people around me clocking over $10,000 a month by 40s, in civil service, private sector, banking, stat boards, medical sector, etc. The expensive car, higher interest rates for condos, tours don't really affect them.

It appears that $10,000 gross is just enough for a family of four,

$1300 for insurance/savings
$1700 for CPF contribution
$1000 for 2 kids' allowances
$1000 for 2 kids' tuitions
$2000 for car, petrol and maintenance
$1000 + CPF payment for home loan.
$1000 for utilities and groceries
$1000 for parents (of the breadwinner)
-------------------------------------------------
Total $10,000: Nothing Left

Preferably the wife should also be working, so that there are spare money for other expenditures and tours.
 
I spend about $10,000 a month too. Retired with no children.
Once upon a time, having kids or not, was a lifestyle choice.
Now it costs too much to raise a kid. That's why many are having less kids, so that they can afford that annual tour, condo and/or car in Singapore.
 
Moi admit, moi still low ses being... Earn only 4digit per mth
 
Money No Enough .That is why ministers also need to rent B&W bungalows at bargain (discount) prices.:laugh:
 
Money No Enough .That is why ministers also need to rent B&W bungalows at bargain (discount) prices.:laugh:
yes, even those making $10000 a month finds it hard to cope, so wife needs to work.

If you wanna send your kids to better tuition class, water polo class, it will be $1000-1500 per kid at least.
 
Low 4 digit... Moi jiak Gardenia every-day... For last 240 moons... Sad sad...really CMI de
There was a period in my life, i ate white bread for the whole day.

At least you had Gardenia, it cost 35% more than other brands.
 
Many people around me clocking over $10,000 a month by 40s, in civil service, private sector, banking, stat boards, medical sector, etc. The expensive car, higher interest rates for condos, tours don't really affect them.

It appears that $10,000 gross is just enough for a family of four,

$1300 for insurance/savings
$1700 for CPF contribution
$1000 for 2 kids' allowances
$1000 for 2 kids' tuitions
$2000 for car, petrol and maintenance
$1000 + CPF payment for home loan.
$1000 for utilities and groceries
$1000 for parents (of the breadwinner)
-------------------------------------------------
Total $10,000: Nothing Left

Preferably the wife should also be working, so that there are spare money for other expenditures and tours.
All you need is a serious illness or an unexpected demise of a spouse to fuck up your lives. Insurance payout can only go so far.
 
Got resin and nuts, so can tahan longer than white bread
There was a period in my life, i ate white bread for the whole day.

At least you had Gardenia, it cost 35% more than other brands.
 
All you need is a serious illness or an unexpected demise of a spouse to fuck up your lives. Insurance payout can only go so far.
Our body ish like a car, we need to take ownership to maintain good health loh
 
yes, even those making $10000 a month finds it hard to cope, so wife needs to work.

If you wanna send your kids to better tuition class, water polo class, it will be $1000-1500 per kid at least.
Forget all the above headaches,just don't have kids.:mad:
 
The more you earn, the more you are afraid of layoffs.
I'm intrigued to know how high-fliers cope when they got the pink slip, especially when they just made heavy financial commitment like buying a new home or new car. Any samster in this predicament?
 
All you need is a serious illness or an unexpected demise of a spouse to fuck up your lives. Insurance payout can only go so far.
Nobody want to talk about it. The more u talk ,the more worried,some even paralyzed with fear.Waiting for some adverse incident to befall you and u are fucked-up.:biggrin:
 
Got resin and nuts, so can tahan longer than white bread
These days, my co-licks also tell me that they eat bread to save money... ........those $2.50 - $3.50 type from bakeries.
 
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