Car accident - how do surveyors determine degree of liability?

[LITTLEREDDOT]

When there is a car accident, both drivers file their own versions of the accident in their accident report. Most of the time, both are 'economical with the truth' (i.e. not truthful).

Nowadays insurance companies hire surveyors to inspect the damaged cars before agreeing to the repair quotation. Often the finding is that both parties are liable e.g. 50/50, 80/10 and therefore the insurer will pay only 50% or 80% of the repair bill.

Questions:

1. How do the surveyors determine degree of liability based just on the accident report and inspection? Do they 'agar agar' (depending on their mood) or are there guidelines, precedents or industry practices that they follow?

2. What if the driver does not agree with the surveyor's finding? How to contest? And what is the chance of succeeding in contesting?

3. Do the surveyor get hold of the other driver's accident report too, to see the difference between both accident reports?

4. In a front-to-rear collision, is it always a straightforward case that the driver behind is 100% in the wrong (fail to keep a safe distance)?

 

[kongsimi]

4. answers your question.

there must be a valid reason for stopping in front.

it helps if you have witness and an aggressive lawyer.

lawyer will ask the insurance company to cough up the repair costs.

including the costs of car rentals during the repair period.

so are you the frontal or the rearer?

 

[LITTLEREDDOT]

If front driver slow/stop/brake hard for whatever reason (car in front also brake hard, traffic light change, see chio bu, no valid reason), don't rear driver have to keep a safe distance no matter what?

 

[croods]

With so many cars on the roads, how to keep a safe distance?

 

[ThomasBickle]

Well we have to see the different thing for this to have in.