At 29, Janice Lim is the proud homeowner of a quaint walk-up apartment in Joo Chiat

[rushifa666]

Gosh. I don’t even earn 2k washing toilets in MRT stations.

She can earn more than that licking old man balls clean

 

[laksaboy]

If you don't own the land, you own nothing.

You're just a tenant, and you're paying a 'subscription'.

 

[bushtucker]

siao boh. owe the bank money until she retires. the interest accrued already a couple of 100k.

 

[syed putra]

siao boh. owe the bank money until she retires. the interest accrued already a couple of 100k.

That is a mystery to get into a agreement that holds you down for 30 years.

 

[hbk75]

If you wanna take a loan from bank, the bank need to check if you can service the loan based on your income. So at that time of applying the loan, her income meets the bank's criteria. Banks are not stupid.

Banks also checked the 26k sinkies whom borrow to buy condos. Now these fellow are deferring payments. Got income does not mean career will not be ended in an instant.

 

[kaninabuchaojibye]

siao boh. owe the bank money until she retires. the interest accrued already a couple of 100k.

that's how the young want to be
they think that property prices will always go up and cover their interest accrued payments

 

[zhihau]

that's how the young want to be
they think that property prices will always go up and cover their interest accrued payments

That’s the exact wish of some of my kakis, I told them to think again carefully and asking them who will pay the price in future.

 

[kaninabuchaojibye]

That’s the exact wish of some of my kakis, I told them to think again carefully and asking them who will pay the price in future.

property agents are vermin
they sell greed

 

[Hypocrite-The]

What is the interest for home loans in singkieland? 1.25%? So a 1 million homeloan is 12.5k a year? So if she earns 4 k n she is smart she can put 2k in homeloan n pay offf the loan sooner. N of course dont have cars n live thriftly. N she can use cpf to increase payments?

 

[Annunaki]

 

[kaninabuchaojibye]

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thats how we human beings become yes men and yes women in our jobs
when u have a huge loan to pay every month, you follow orders and vote pap
haaaa

 

[bushtucker]

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LOL. she will have the adam cheng 大时代 shocked look when she loses her job.

also there is something wrong with the author's calculation. monthly payments should be $2900+

https://www.moneysmart.sg/home-loan/mortgage-calculator

 

[melzp]

It is not how much you earn; but how much you spend n yr liabilities.
You don't own the house till u pay the last cent.

Who would want this Janice; debt laden baggage. ?
Can sleep soundly ?

 

[Hypocrite-The]

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She can sublet 2 rooms at 1.2k each.

 

[KuanTi01]

Thanks to the PAP in keeping home prices affordable, even young working adults can afford to buy their own homes instead of renting like in London, Tokyo and New York. Majulah PAP!

It helps if she also wears white like you and chant PAP slogans.

 

[rushifa666]

that's how the young want to be
they think that property prices will always go up and cover their interest accrued payments

Think? Since when do they think? The only thinking they do is when they fly out of the window

 

[countryman]

That is your own views and perceived limitation. Her ways in seeing that is different from you and maybe the sky is the limit for her.

You're not talking sensibly here, what we're saying here we are just voicing personal opinions n own life experiences.
Of coz this Janice can do what she wants, who gives a fxxk anyway! LOL

 

[countryman]

Gosh. I don’t even earn 2k washing toilets in MRT stations.

Look for that NTUC fella NCM, he can up-skill u and get u a dish washing job!

 

[JohnTan]

It helps if she also wears white like you and chant PAP slogans.

Thanks to PAP, sinkies can afford their homes. We have the highest home ownership rates in the world. That's good enough reason to wear white and chant PAP slogans. Ask the people of HK, London, New York, Tokyo, Sydney how many of them own their homes.

 

[tobelightlight]

You're not talking sensibly here, what we're saying here we are just voicing personal opinions n own life experiences.
Of coz this Janice can do what she wants, who gives a fxxk anyway! LOL

The sense I am talking is that I disagree with your opinion on her.