I have had the flu.... severe chest pain, flashing lights in my brain, high fever, delirious (according to others because I don't remember). 3 weeks to get back on my feet and 6 months before I was back to normal.
If I get Covid-19 and survive I'll be back here to give a description of what I went through.
I have had the flu once or twice too. really felt like someone took a hammer to me, couldn't get off the bed and was quite debilitated although I think yours was worse. but I remember not feeling afraid. If i just lay down, rest and hydrate I'll get through this. The infection I had some weeks ago, I remember feeling that this thing could do some serious harm if I'm not healthy over and above a regular flu. Something about how my immune system just could not deal with it head on like it was bypassing some of the defences. I definitely felt fear this time.
Now I'll be the 1st to say that I can't prove a lot of this stuff. That I don't even know for sure what infection I had and all that. And I readily accept that my mind could be playing tricks on me as far as my feelings on this are concerned, but I've also heard from a nurse who recovered from a diagnosed case who thought it was nothing worse than the flu, but she now has changed her tune. I didn't have the chance to interview her to dig deeper unfortunately.
The statistics do favour your conclusion regarding fatality risk and how it should be addressed. However humans as a group are not logical most of the time. This novel virus is seen as an unusual and additive risk over and above risks already accounted for. With the human mind, any novel risks tend to be viewed with a higher degree of suspicion versus accustomed risks. Kind of life how people perceive more crime when they see more foreigners they haven't seen before. Hence the knee jerk reaction.
Bottom line for me is that although some numbers are in, I'm not ready to conclude for one side or the other until we've got more info.