This portfolio is ALL Red...typical of Sinkie Investor!!

masgnoeL · Oct 21, 2008

Like Yong Kiat, I will bet my last dollar that many have lost money investing your CPF money and hard-earned cash.

Gender: Male
Occupation: Engineering
Risk Appetite: Moderately Aggressive

[FONT=georgia, times new roman, times, serif]

- 28 years old as of 4 Apr 08
- Working as an Engineering Asst for 4 years as my first job since Mar 04
- Started investing in unit trusts since Apr 06, but have brought ILP since Apr 04[/FONT]

Source: http://www.fundsupermart.com/main/community/Portfolio_View.svdo?pid=P11021

masgnoeL · Oct 21, 2008

[FONT=georgia, times new roman, times, serif]Source: http://www.fundsupermart.com/main/community/Portfolio_View.svdo?pid=P11021

TOTAL ASSET NOW (S$) (1 Oct 08)
Cash: 22,803.13
CPF-OA: 17,446.32
CPF-SA: 4,450.47
Total: 44,699.92

ASSET: FUNDS, BY DATE (S$)
14 Oct 08: 25,850 (Lost -33.48%)
1 Oct 08: 29,134
21 Dec 07: 37,091
11 Nov 07: 37,429
25 Aug 07: 33,851
15 Aug 07: 32,847
13 Jul 07: 35,449

ASSET: FUNDS & SHARES (S$) (1 Oct 08)
Cash: 16,142.60
CPF-OA: 20,227.20
CPF-SA: 4,595.45

ASSET: SHARES (S$) (1 Oct 08)
Cash Value: 2,676.02
Invested 4,567.33

INVESTMENT (S$)
(Since 4 Apr 08)
Cash: xxx

YEARLY SAVINGS TARGET (S$)
Cash: 8,000
CPF-OA: 6,000
CPF-SA: 2,000
Total: 16,000

YEARLY INVESTMENT TARGET (S$)
Cash: 5,000

TOTAL ASSET TARGET
- Earn at least 5% returns yearly.
- S$1 million in assets by the age 55. (Year 2035)

TOTAL ASSET TARGET BY AGE

AGE - ASSETS (S$)

28 - 44,699 (NOW)
29 - 62,935
30 - 82,082

35 - 193,169
40 - 334,949
45 - 515,899
50 - 746,842

51 - 800,184
52 - 856,194
53 - 915,003
54 - 976,754

INSURANCE

WHOLE LIFE
S$ 3,722.55 pa (S$ 130,000 SA for Death, TPD, TI & CI)
- 65k SA - 1,855.20 pa - Aviva (21 yrs)
- 50k SA - 1,081.20 pa - TM Asia Life (25 yrs)
- 15k SA - 786.15 pa - AIA (till 85)

ENDOWMENT
S$ 768.03 pa (S$ 20,000 SA for Death & TPD)
- 10k SA - 427.40 pa - GE (25 yrs)
- 10k SA - 340.63 pa - Pru (25 yrs)

TERM
S$ 2,151.15 pa (S$ 842,237 SA for Death & TPD, S$ 500,000 for TI & S$ 300,000 SA for CI)

Death & TPD Only
- 200k SA with 50% TI- 307.20 pa - Aviva-SAF (till 65)
- 200k SA - 360.00 pa - Income-SAFRA (till 65)
- 100k SA with TI - 237.70 pa - Income (till 65)
- 47.5k SA - 36.00 pa - Income-CPF DPS (till 60)
- 194,737 SA (Decreasing) - 234.25 pa - Income (till 65)

Death, TPD, TI & CI
- 100k SA - 360.00 pa - Income-SAFRA (till 60)

TI & CI Only
- 100k SA - 496.00 pa - AXA (till 75)
- 100k SA - 120.00 pa - Aviva-SAF (till 65)

S$ 230.90 p.a. for H&S shield (no return - Private ward with rider) and

S$ 382.20 p.a. for disability Income (no return - S$ 1,500 SA for Death & $ 1,150 p.m. @ + 3% p.a.)

Total Sum assured:
S$ 1,012,487 for Death & TPD,
S$ 630,000 for TI &
S$ 430,000 for CI with H&S shield & disability Income.
[/FONT]

SIFU · Oct 21, 2008

dun anyhow say all red..

his 'LionGlobal SGD Money Market' earn 16 cents.. :biggrin:

middaydog · Oct 21, 2008

SIFU said:
dun anyhow say all red..

his 'LionGlobal SGD Money Market' earn 16 cents..

congratulate me, I also own LionGlobal SGD Money Market

SIFU · Oct 21, 2008

middaydog said:
congratulate me, I also own LionGlobal SGD Money Market

Congrats..:p

i do hope u earn more than 16 cents.. :biggrin:

masgnoeL · Oct 21, 2008

It's S$3.83, give his fund a little more credit.
His overall net loss is S$14k out of S$39k invested, with a percentage paper loss of a whopping 37%!!!

Ah Guan · Oct 21, 2008

SMRT Announcement:

*ding dong*

Dear Yong Kiat - For your own safety please stand behind the yellow line

SIFU · Oct 21, 2008

masgnoeL said:
It's S$3.83, give his fund a little more credit.
His overall net loss is S$14k out of S$39k invested, with a percentage paper loss of a whopping 37%!!!

u r right, it should be $3.83.. :biggrin:

its an honest mistake on my part.. lets move on..

pia · Oct 21, 2008

For someone working 4 years as engrg asst, that's quite an impressive portfolio.. losses aside

I know of many who have worked many times the period with nothing to show for it.

masgnoeL · Oct 21, 2008

Another Sinkie investor's portfolio in the RED!!!

Refer:

http://www.sammyboy.com/showthread.php?t=7294

lifeafter41 · Oct 21, 2008

pia said:
For someone working 4 years as engrg asst, that's quite an impressive portfolio.. losses aside

I know of many who have worked many times the period with nothing to show for it.

That's true, I am one of them.

tonychat · Oct 21, 2008

masgnoeL said:
It's S$3.83, give his fund a little more credit.
His overall net loss is S$14k out of S$39k invested, with a percentage paper loss of a whopping 37%!!!

He should invest in my vaseoline company, it shares prices rises since day one in sinkieland.

This portfolio is ALL Red...typical of Sinkie Investor!!

masgnoeL

Alfrescian

masgnoeL

Alfrescian

SIFU

Alfrescian

middaydog

Alfrescian

SIFU

Alfrescian

masgnoeL

Alfrescian

Ah Guan

Alfrescian

SIFU

Alfrescian

pia

Alfrescian

masgnoeL

Alfrescian

lifeafter41

Alfrescian (Inf)

tonychat

Alfrescian (InfP)

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