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Hi Dfiris, yes my UOB Msia loan was changed from BLR - 2.4% to BLR - 1.6%. I sent in an appeal and they only agree to change slightly to BLR - 1.8%. UOB mortgage banker claimed that they are a forerunner and other banks may follow soon (for foreigner loans). Will monitor and maybe refinance...

My Loan Agreement is just a standard agreement with no specific terms of my loan package. My LO states fixed BLR-2.4% with no specific reference to year 1 to year 3 or whatsoever.. So I had to assume that it is fixed all the way too !! until this stunt comes along.. Yes there is a 3 years...

Hi Tekkun My loan LO states that "Interest will be charged on the FIXED Loan & Housing Loan Facility at BLR - 2.4%", with no specific reference to year 1 or year xx... so it makes it all the more perplexing. I can prepay after vacant possession & fully redeem the loan after 3 years from 1st...

Hello everyone I have a situation that I wish to consult experienced investors like you. I signed up a mortgage loan with UOB Malaysia in 2012 to take a DIBS loan of a property. BLR - 2.4%. BLR changed from 6.6% to 6.85% in mid 2014. The property has TOP this year and suddenly now UOB...

Welcome Mathi You have to check your S&P Agreement. My SPA states Vacant Possession within 36 months of agreement. So the developer has met the deadline. As for Misc charges, please look at the post by Dfiris. You can also refer to the leaseback agreement that you've signed. No invitation...

Thanks Dfiris. UMLand replied me as well. My oversight. I went to see the apartments last week. Very nicely furnished. They've opened up one floor for guests, gym is ready, rooftop pool and cafe will be ready shortly. Everything should be fully operational in the coming weeks..

Somerset obtained Vacant Possession on 31 Jan 2015. :) Just received the registered post from developer.. Was also given an invoice to pay miscellaneous charges (assessment fees, quit rent, service charges, etc) Thought Somerset was supposed to take care of all these? Have written to UMLand to...

check out this thread on southern marina http://www.skyscrapercity.com/showthread.php?t=1724260 private preview on 23 & 24 Jan. the architecture models of the project do not look very nice though...

On the flip side, If the tenant knows that you stay next door, you would not want him/her to knock on your door for 5 cent 10 cents stuff

Hi Funniman, Saw this from some website What are the advantages of owning a dual key unit? 1) privacy – stay under the same roof with your parents or family and yet maintain own privacy. Enjoy the convenience of going next door to have dinner or asking for the soy sauce. 2)...

I saw some ads saying you can buy, but I'm not sure if they are misleading buyers. For those within HDB MOP, please help to call HDB Branch Office and/or write in to get a black & white answer from them. I was curious and called HDB but they needed my personal info. I can't give as I'm not...

Hi Herbalman, Welcome to the forum !! If you are buying a resale property, then all banks should be able to offer you a mortgage loan. If you are buying a new launch property, then there should be bank mortgage reps that the developer can recommend you at the showflat, or you can just...

Official Website for Somerset Puteri Harbour http://www.somerset-puteriharbour.my Didn't really realise that there was a website until I received the developer's invoice for the 2nd 10% Cheers

Hi IR, Thanks for sharing the recent pictures. It seems like the facade of both Traders Hotel and Somerset Puteri Harbour will look similar in some ways =) From the Shangri-La website, they announced that they will open Traders in 2012... Do you know if the Frasers Hotel at Tiong Nam land...

I hear from the Singapore marketing agent that the waterfront units of Somerset Puteri Harbour are being pre-launched today. RM 1,1xx psf onwards. Don't have other details though. Cheers

Thanks myPuteri Thanks IR I had to pay about RM2K more for misc fees by the lawyer appointed by developer/bank. They are for filing power of attorney, land search, bankruptcy search, traveling expense (to Spore), etc. I wonder if this is normal, but I accepted it as part of the investment...

Hi everyone, Does anyone know the standard lawyer fees for Loan Agreement? I'm assuming: Loan Legal Fees: 1% for 1st $150K, plus 0.7% for next $850K. Total amount is subject to 65% scale if loan amt is >$500K. For e.g. for RM$1MM Loan = ($1500 + $5950) * 65% = $4,842.50 Loan Stamp...

Hi everyone, Just some news to share.. UEM Land is proposing to buy the land adjacent to Kota Iskandar and Puteri Harbour :) Tuesday April 10, 2012 UEM signs RM93mil conditional agreement with Khazanah for the Pulai land...

Hi fellow investors, Below is another article for our future reference. ============================================= Somerset Puteri Harbour sees robust sales By Wong Mei Kay of theedgeproperty.com | The Edge Malaysia – Friday, 24 February 2012 14:28 KUALA LUMPUR (Feb 24): Nusajaya...

Business Times Article dated 10 March 2012 Najib rolls out the red carpet for S'pore SMEs Iskandar Malaysia to beef up security, improve transport links to draw S'pore businesses By MALMINDERJIT SINGH IN JOHOR BARU ISKANDAR Malaysia will court small and medium-sized enterprises (SMEs) in...