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Hahaha. Don't fall off your chair. No, it is not another CSJ bashing piece. The clarity of the mind is very important. A responsible man should protect his immediate family first - mother, wife, and children. The media have been fixing you. Do not hope that they will stop and you could win*...

For voters, they are choosing between bearing the burden of an opposition ward and having a voice in parliament. The burden has changed from not getting estate upgrading to how well the town council is being run. In 2015, the voters found the prospect of the burden too heavy.

LET'S HAVE A CLEAN AND FAIR GE2015 (DR TAN CHENG BOCK) We are now in Election Season. This will be a watershed election in every sense. It will also be the first GE without the influential presence of Lee Kuan Yew. Plenty is at stake, not only for the candidates and political parties, but...

What is productivity? It is about how a country organises itself. It has everything to do with the government. The proper way to achieve productivity growth is to produce higher value-added goods and services whilst holding the total no. of workers constant. We hold technology constant...

Chiam resigned as Sec-Gen of SDP in 1993. SPP was founded soon after. Chiam joined SPP in 1997. He won Potong Pasir again and was de facto Opposition leader. He founded SDA in 2001 and achieved new heights. It was a grand alliance of 4 parties. Chiam continued as the de facto Opposition...

Just asking only. I am 100% sorry if he is not.

1. Attacking the familee http://forums.fuckwarezone.com.sg/eat-drink-man-woman-16/%5Bgpgt%5D-jinx-hugging-another-man-ah-gong-funeral-5003753.html http://forums.fuckwarezone.com.sg/eat-drink-man-woman-16/moi-think-hongyi-may-interested-politics-5005976.html...

"Today's ST oped carries a piece on sharing public space. NParks and Police are also considering measures to deconflict overlapping use of Speakers Corner. They remind me of Aesop's fable of two goats which locked horns while crossing to the other side of a chasm on a narrow tree trunk. Both...

Just look at the blue t-shirts and bags. The lady in front is Elice Tan, a full uniform-wearing volunteer from WP. Alex Tan is/was a WP volunteer. Not sure if he has resigned or since when. For the First CPF Protest, WP supporters were campaigning frantically for support, especially donations...

Year: 2013 (deaths) Ages 1-49 9.6% 50-59 11.7% 60-69 17.6% 70 and over 61.1% Bequest at 65: CPF Life Standard: $196,883 - $202,037 CPF Life Basic: $232,078 - $243,232 Bequest at 75: CPF Life Standard: $51,570 - $59,078 CPF Life Basic: $179,550 - $180,536 Bequest at 85: CPF...

HDB loans is OA rate + 0.1% Some banks are lending at SIBOR + alpha (capped at OA rate for first 10 years) The interest rates are practically 3.5% on OA and 5% for SA and MA for majority of Singaporeans due to the extra 1% for the first $60,000 combined balance. Roy should know since he...

http://www.theonlinecitizen.com/2014/08/will-the-lease-buyback-scheme-increase-intergenerational-inequality/ The article, with inaccuracies, is actually a catalyst to solving the CPF issues. The writer is assuming that: - an HDB flat will continue to appreciate in value even when the index...

"Experts Worried About Retirees Squandering CPF monies" 1. The new proposal allows retirees to withdraw up to 20% in a lumpsum at 65. It is a cosmetic scheme. The MSM is trying to make the scheme look material by saying experts worry about retirees squandering their CPF monies. If you can...

I have been quite positive about monetisation of HDB flats...until the government amended the eligibility age to 65 on 17 Aug 2014. (please visit the HDB website) Just before the ND Rally speech on 17 Aug 2014, the eligibility age was at 55. I am positive of such a scheme because I thought...

If housing is an investment, then you should unwind your investment (CPF) in order to spend during your retirement years. If you want to bequeath your investment (CPF), it means there is someone to take care of you. Then you should not ask for handouts in the name that CPF is not enough...

Did it ever occur to TOC that: - it is the retirees themselves that are dying to do so? - it is voluntary? - home-ownership of 90% is not the norm in this world? - CPF money is retirement money meant to be spent - within one's lifetime? - even the smallest element of bequest is nonsense...

Many elites aim for accuracies and best solutions. They have macro views on the population as a whole. They have helicopter vision of what is good for the country. But we should ask ourselves. Who are the ones with the problems? It is obviously not everybody. The middle-class and the rich...

1. GRC Scheme Unconstitutional It is an unusual claim that the weightages are not the same. - Supposed there are 5 SMCs with 100 voters each. It is 1 vote out of 100 for 1 candidate - Supposed the 5 SMCs combined to form 1 GRC. It is 1 vote out of 500 for 5 candidates A voter is still...

Some fence-sitters have been whipping up sentiments against people on both sides of the fence (gays, religious people) and at the same time dragging the compassionate people through the m&d. These people have under-estimated the many Singaporeans with enough commonsense to see through the...

Red, White, Pink - a contest of space (The OnlineCitizen) As I have always suspected, TOC is setting up the Reds and Whites on a collision course. Of course the fence-sitter will benefit. There are just too many other examples.