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University blast injures 24 in Mindanao, Philippines University targeted in mystery attack using improvised bomb in troubled Mindanao PUBLISHED : Monday, 13 January, 2014, 11:05pm UPDATED : Monday, 13 January, 2014, 11:05pm Agence France-Presse in Cotabato Cotabato Foundation College of...

Winter flu peak sees four-fold rise in number of infections PUBLISHED : Monday, 13 January, 2014, 8:39pm UPDATED : Monday, 13 January, 2014, 8:54pm Emily Tsang [email protected] Elderly receive vaccination to guard against seasonal influenza under a government vaccination programme...

'Lust, Caution' actress swindled out of 210,000 yuan by telephone : report PUBLISHED : Sunday, 12 January, 2014, 8:06pm UPDATED : Monday, 13 January, 2014, 5:16pm Associated Press in Beijing Actress Tang Wei. Photo: Sam Tsang Chinese actress Tang Wei fell victim to a US$35,000 fraud scheme...

Find ways to stay motivated Making a plan to cut spending and save money is easier said than done, so it’s important to make yourself accountable. Start by telling your family and friends what your goals are and ask them to help you keep it up. Heck, announce it to the masses on Facebook...

Improve your health Every year, losing weight takes the top spot on most New Year lists, followed closely by vows to quit smoking or drinking too much. It’s no wonder, considering that not only can it improve your disposition and physical well-being, it will make an impression on your wallet...

Rethink 2013 offers There’s probably a few “free trial” or “0% one-year interest-rate” offers you grabbed in 2012 and 2013 that have now lost their lustre. You can find another credit-card promotion like that and transfer your balance or make sure that you never carry a balance month to month...

Negotiate other bills Follow the cable lead and make some calls to rework other monthly tabs like credit-card interest rates, auto and home insurance costs, even mobile phone bills. “Carve out an hour or two at the beginning of this year to check the rates you are paying on all your bills,”...

Cut the cord Cable TV can be a costly proposition and there are a number of ways you can cut the cord without missing out on your favourite TV shows or their replays, though live sports can be an issue. But you don’t even have to give up the cable to cut the bills. Cable companies, which are...

Aim to be fee-less Interest fees, late fees, ATM withdrawal fees, checking-account fees — heck, any banking fees can be avoided by choosing the right financial institution and products, and automating bill payments. And if you’re lousy at balancing your accounts and don’t have a cushion account...

Automate it all Raise your hand if you promised yourself that you’d transfer money from one account to a savings account and, oops, just forgot. Or planned on paying that bill by the due date but that too slipped your mind. Automate those duties so you don’t end up making excuses when you don’t...

Be realistic If you absolutely don’t see yourself brewing your own coffee every day — despite the estimated $2,400 in annual savings — limit the java stop to once a day, rather than twice, or to a less-expensive coffee shop. Do the same with savings and paying off debt. Socking away $50 a week...

Balance cash in, cash out Now that you’re seeing where the money is going, chart it against your other expenses. We’re talking about everything from housing, food and clothing to movie-going, dining out and getting manicures and pedicures. It’s pretty simple to calculate if you’re spending more...

Track your spending It’s easy if somewhat arduous to jot notes on a smartphone or tablet every time you put gas in the car or stop for a coffee, but if you do, you will be amazed at how quickly money can slip through your hands. Once you really see where the cash — and credit card transactions...

You’ve heard it before: Resolutions are for quitters. So don’t burden yourself with a list of useless declarations about not spending money in 2014. Instead, embrace tiny habits that may not necessarily help you lose weight, learn Mandarin or get organised but, with little to no effort, will...

7. Surround yourself with successful people. According to Eker, it isn't uncommon for rich people to be viewed as bad people: there's a perception that the 'haves' are somehow taking money from the 'have nots'. But, he says, "successful people look at other successful people as a means to...

6. Do something you love. Your hobby may not seem lucrative, but you're more likely to put in the work — and more likely to think big — if you're passionate about what you do. Larry Page, co-founder of Google, thinks that it is often easier to make progress on mega-ambitious dreams. "I know...

5. Insure against life's risks. Traumatic life events like divorce, disability or a death in the family can often lead to financial ruin — it's important to shield your wealth with sufficient insurance.

4. Work like a millionaire. Unless you've inherited a fortune, wealth is most often a result of hard work rather than good luck. "Are you willing to work to work sixteen hours a day? Rich people are. Are you willing to work seven days a week and give up most of your weekends? Rich people are,"...

3. Live below your means. You might think that a massive mansion and luxury car are obvious signs of wealth, but the millionaire next door is more likely to be your nondescript neighbour with a beat-up sedan and modest home. Stick to a budget, make a point of spending less than you earn and...

2. Create multiple income streams. Whether it's a second job, smart investments or multiple properties, a diverse income stream will help you build up your fortune. Bonus: keeping busy will also leave you with less time to spend your money.