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Recent content by bic_cherry

  1. bic_cherry

    Real production costs of portable tap water in Singapore= 21.14cents /m3.

    Real production costs of portable tap water in Singapore= 21.14cents /m3. "It costs Singapore RM2.40 to treat every 1,000 gallons of water. It sells treated water to Johor at 50 sen, providing Malaysia a subsidy of RM1.90 per 1,000 gallons." pict source...
  2. bic_cherry

    Serious GOOD ARTICLE. SINGAPORE HEALTHCARE MODEL SHOULD NOT BE FOLLOWED. SIBEH HO AH!

    One reason is current iteration of medishield-life, which has morphed the NUS medical school into the most premier and profitable BUSINESS SCHOOL in Singapore :
  3. bic_cherry

    24yrs MOH Mistake to allow Public Healthcare Insurance to Fund Private Hospitalization costs.

    Whilst it is true that riders for integrated plans covering private hospital treatments seems the problem, that is only the tip of the iceberg. Medishield-life should be treated like NS, poll tax, income tax, GST or even COE etc and its outcome a public good like fire/police department/ public...
  4. bic_cherry

    24yrs MOH Mistake to allow Public Healthcare Insurance to Fund Private Hospitalization costs.

    24yrs MOH Mistake to use Public Insurance System to fund Private Hospitalization costs. And the expansion of medishield into medishield-life (2015) just magnified and aggravated these mistakes... Isn't medishield-life like a form of National Service / income tax, with fixed parameters (e.g...
  5. bic_cherry

    Serious IP insurers' losses raise possibility of premium hikes

    IP insurers' losses raise possibility of premium hikes Insurance premiums on Integrated Shield Plans may rise further after all six companies offering such plans reported underwriting losses in 2017. 25June 2018. It is their second straight year in the red, despite most raising premiums last...
  6. bic_cherry

    Medishield-life is a betrayal of Singaporeans to foreigners who become new citizens.

    Medishield-life is a betrayal of Singaporeans to foreigners who become new citizens. Isn't it blatant DOUBLE STANDARDS when Singaporeans have "to pay the accumulated sum of premiums not paid previously, with compound interest" i.e., any payments unpaid since 2015 (year of start of...
  7. bic_cherry

    Calculation: Medishield-life is a Swindle of Singaporean Poor.

    Which is why all these stupid tag-on integrated shield plans should either be scrapped (dissociate themselves from basic medishield-life) or else MUST conform to the basic principles that enshrine medishield-life: universally enforced deductible and co-payment % amount, pro-rated for hospital...
  8. bic_cherry

    Calculation: Medishield-life is a Swindle of Singaporean Poor.

    Doctors like the following (Dr Lim Wee Kiak) also equate high earnings with dignity, they are medical specialist in private practice and also sitting as MP in parliament. As mentioned, medishield-life insurance MAIN PURPOSE is to protect against HIGH hospitalization bills, not ALL hospital...
  9. bic_cherry

    Calculation: Medishield-life is a Swindle of Singaporean Poor.

    Of course MOH/ insurers can publish fee guidelines, however there exists many ways to skin a cat and unless a charge is a definite outlier or very egregious, MOH is unlikely to quibble and just pay the prorated C/B2 class amount. However, one must consider also that because private specialists...
  10. bic_cherry

    Buying a health insurance policy can result in poor healthealth outcomes instead.

    Not an insignificant number of people get their priorities mixed up, such as Malaysian smoker featured in https://mothership.sg/2015/10/haze-so-bad-smoker-wears-n95-mask-to-smoke-outdoors/ who (during 2015 bad Sumatra haze period) would remove his N95 mask to inhale the much more toxic smoke...
  11. bic_cherry

    An alternative revenue option to increasing GST from 7-9%.

    Estate Duties Replacement, an important New Government Revenue Source for Singapore. (Instead of GST increase as forewarned https://www.straitstimes.com/singapore/singapore-budget-2018-gst-to-be-raised-from-7-to-9-sometime-between-2021-and-2025). Welcome freehold / extended leasehold property...
  12. bic_cherry

    Buying a health insurance policy can result in poor healthealth outcomes instead.

    Buying a health insurance policy can paradoxically result in poor health outcomes instead. Historically, insurance https://en.m.wikipedia.org/wiki/History_of_insurance I believe was like started in Europe by ship merchants because loss of ship to bad weather was a very high costs/ bankrupt...
  13. bic_cherry

    Lawyer suggests that most Sinkees r baffoons/barbarians who cannot handle PMD safely on roads/ pavem

    PAP gahmen will not do that because court has institutionalised DOUBLE STANDARDS for death caused by motor vehicle driver (as opposed to other causes like gang fighting, robbery, assault using weapons). Current mkt rate punishment for causing death by almost deliberately ramming down pedestrians...
  14. bic_cherry

    Cancer is a very much a self-inflicted medical condition because :

    I wrote the following article based on sketchy statistics from MOH. Not 100% precise (because MOH is scarce with statistics) but not too far from the truth I think. Singaporean lifestyle is very much cancer causing and at least 50% (or much more) of Singaporeans will be diagnosed with cancer at...
  15. bic_cherry

    US Fed Funds Rate Hike is just Lipstick on a Pig, correct?

    US Fed Funds Rate Hike is just Lipstick on a Pig, correct? They say that it is going up "to curb inflation due to booming economy"... Me thinks this is a whole load of bull $hit. The real reason is that they have sold so much debt that the trading price of their debt has fallen below the par...
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