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UOB up lorry soon ? Straits Times painted a very bad picture of UOB

UOB needs a huge team of Ah Nehs on its payroll in order to be successful.

Tiagong that is missing ...

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ensuring strong governance for the banking group ...

Here are some key members of the main UOB Group Board:
 
Mark to market and write off as paper losses...all big property forms do this...why...cos behind the books they can always make money out of the existing land..layman thinks its a lost investment but the experts do other wise...go see how Michael Smith turned Hong Kong Land around recently
 
Big three is a monopoly. Hire less people make more money. If sinkie has 10 banks, more competition.
It was IMF that advised on having less banks way back in 1997. And everyone in asia just complied. Problem is big bank disregard SME's. Prefer big GLC's to lend to.
 
Tiagong that is missing ...

.


ensuring strong governance for the banking group ...

Here are some key members of the main UOB Group Board:

No Ah Nehs? How on earth to be successful without CECA talent?
 
UOB needs a huge team of Ah Nehs on its payroll in order to be successful.

Agree. Sinkies are mostly untalented, kiasu kiasi kia-simi, love to pawn each other, and think their genetical material are high ses. Physically and mentally retarded.
 
No Ah Nehs? How on earth to be successful without CECA talent?

as a result UOB still lack behind in Digital Banking ,


identified the general "vibes" of the Big 3, their modern strategies are actually more nuanced and competitive than just being split by geography.

Since 2023, there has been a significant shift as all three banks are pivoting to capture ASEAN-Greater China trade flows.

Here is the breakdown of how the Singapore banks actually position themselves today:


1. DBS Group: The "Digital Powerhouse"
DBS is the largest bank in Southeast Asia and focuses on being a multi-market leader rather than just a local player.

* India Strategy: You’re right about India. DBS is the only local bank with a major retail presence there, following its acquisition of Lakshmi Vilas Bank. It uses a "Phygital" model (digital-first with physical branches).

* Greater China: Unlike the others, DBS has a massive footprint in Taiwan (after buying Citi’s consumer business) and Hong Kong. They position themselves as the bridge for high-tech and wealth between these regions and Singapore.

* Domestic (POSB): POSB is their "social mission" brand. It remains the dominant bank for the Singapore heartlands (over 4 million customers), serving as the primary touchpoint for everyday Singaporeans.

2. UOB: The "ASEAN Specialist"

UOB’s identity is built on being the most "local" bank across the entire Southeast Asian region.

* The Citi Acquisition: UOB recently completed a massive acquisition of Citigroup’s retail businesses in Thailand, Vietnam, Indonesia, and Malaysia. This made them a retail giant in these specific countries almost overnight.

* Connectivity: Their "play" is connectivity. They focus on helping SMEs (Small and Medium Enterprises) move from China into Southeast Asia.

* Focus Areas: Very strong in Thailand and Malaysia. While they do have a presence in China, their core strength is the north-south trade corridor (China <-> ASEAN).

3. OCBC: The "Wealth & Insurance" Giant
OCBC differentiates itself by owning Great Eastern Holdings (insurance) and Bank of Singapore (dedicated private banking).

* One Group Strategy: In 2023, OCBC refreshed its brand to unify its "One Group" approach. Their focus is specifically on the ASEAN-Greater China axis.

* Wealth Management: They are arguably the strongest in wealth flows. Because they own a massive insurance arm and a top-tier private bank, they focus on "capturing Asian wealth" from Indonesia and China and bringing it into the Singapore/HK hubs.

* Indonesia: While DBS is in India, OCBC has a very deep, historical root in Indonesia via OCBC NISP, which is one of the top private banks there.

Comparison at a Glance
| Feature | DBS | UOB | OCBC |
|---|---|---|---|
| Regional "Stronghold" | India, Taiwan, Hong Kong | Thailand, Malaysia, Vietnam | Indonesia, Greater China |
| Key Advantage | Digital Tech & Scale | Largest ASEAN Network | Insurance (GE) & Wealth |
| Growth Focus | "Phygital" in large markets | Integrating Citi's retail book | Unified ASEAN-China trade |
 
Hope not. DBS is eyeing to take over and you know what that means. We don't want PAPAYA to control everything important in this cuntry.
 
Here are some key members of the main UOB Group Board:

Why no indian in the board? UOB must get Piyush Gupta.
 
China's property market has been in decline for five years, and is now reporting on the situation.
 
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