Serious Jiuhukia earns big here, cancel PR at 45 went back Malaysia retires like a King!

[Pinkieslut]

MANY SINKIES JEALOUS!

Malaysian PR Earns Big in SG, Cancels PR at 45, Walks Away With CPF Jackpot & Retires​

ByHello Its me

August 2, 2025



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Wah, this Malaysian friend of mine, his story really make me shake head sia. He came to Singapore at 23 years old, fresh from uni, bright-eyed and bushy-tailed. Starting salary? Only $2,200 a month — not much but enough to survive lah. But this guy, steady steady work hard, no complain, always overtime, always show boss he “can do”. Slowly, salary naik naik — 5 years later kena $4,000, then $5,500, now at 45, he pulling $7,000 a month. Wah, respect lah.

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CPF interest and lump sum payout after cancel PR​

But hor, what really got me boiling is this: He’s Malaysian but got Singapore PR. So every month, both him and his company shiok shiok put money into CPF. CPF contributions can be killer sia, but he tahan because he knows later got bonus — interest and lump sum payout after cancel PR.

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Here’s the kicker: He plan to work ONLY till 45 years old, then he going to cancel his Singapore PR. Yes, cancel PR! After 22 years working here, he just say, “Okay lah, done enough liao.” Then he claim back ALL his CPF money — entire lump sum, with interest included. That’s like getting free money from Singapore government because he was contributing all these years.

Imagine this: work damn hard, earn more than most locals also, then after only 22 years, say bye bye to PR, cash out CPF, and go back Malaysia to enjoy life. No need to wait until 62 or 65 like normal people suffer. Early retire, chill with family, travel, and spend money how he wants.

What really grind my gears is how Singapore government give so much chance to foreigners like him, but later when he cancel PR, all this CPF money flies out of the country! Meanwhile some locals suffer under heavy taxes, CPF not enough, and must work until old also. Some people born here, no chance for early retire leh.

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Meanwhile many Singaporeans work their whole lives but never got this kind of lucky break.​

And this uncle? Every year salary increase steady like clockwork, but also means his CPF contributions more and more. He get to multiply money inside CPF pot, while many Singaporeans still kena squeeze. Then after all these years, he just pull out money and disappear, no longer contribute to our economy or pay taxes.

Then hor, after cancel PR, he still can come back Singapore to visit, buy property also can (depending on rules lah), but CPF money all gone. So the country subsidised him big time, only to get nothing in return. This kind of “take then run” mentality really make local workers mad lah.

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The whole story damn infuriating because it shows the loophole — how foreigners with PR status can benefit from CPF system, work here, earn good money, then just cancel PR and cash out CPF early. Meanwhile many Singaporeans work their whole lives but never got this kind of lucky break.

But what can do? This uncle friend say he just playing the system smartly, nothing wrong. He say better plan early and retire young than later struggling. True lah, but at what cost to the country and local workers?

Moral of the story: Malaysia PR earn triple salary here, enjoy CPF benefits, then cancel PR and leave with CPF pot in hand. Singapore lose out, locals frustrated, system get abused. Sian lah, how to balance fairness when CPF become carrot for foreign talents but at the same time drain national savings?

 

[cocobobo]

It's normal. I know a few MY lawyers now getting enquiries from clients who dumped their MY passport long ago for SG ones, and finding ways to retire back in MY...

 

[syed putra]

It's normal. I know a few MY lawyers now getting enquiries from clients who dumped their MY passport long ago for SG ones, and finding ways to retire back in MY...

They wanted their kids to study in sinkie. Best curriculum in the world. Then after kids grown up, yearning for kampung life.

 

[A Singaporean]

And coolie gene Sinkies still think they are dumb and called them slaves. Sinkies are truly retards.

 

[tobelightlight]

Meanwhile many Singaporeans work their whole lives but never got this kind of lucky break.​

And this uncle? Every year salary increase steady like clockwork, but also means his CPF contributions more and more. He get to multiply money inside CPF pot, while many Singaporeans still kena squeeze. Then after all these years, he just pull out money and disappear, no longer contribute to our economy or pay taxes.

Lucky breaks are for people who got brains and balls, if you realise that. The fact that you are contributing to CPF says a lot about you already.

That Malaysian LEFT his own country and work in SG. ( this is having balls already) and then take advantage of the CPF system that screw sinkies but he turn it to his advantage ( having brains) says a lot about this Malaysian too.

before you open your mouth to complain how painful your ass is, due to lack of brains and balls, please do some self-reflection in front of the mirror. I have not even asked you if you are vaccinated yet.

When you are contributing to the CPF, you are supporting a system that trap locals in the sinkie matrix society system. This Malaysian contribute to CPF because he can get out of the sinkie matrix society system. You buy into the PAP bullshit that CPF is for your future. It's to pay for their manipulated HDB housing prices aka their incompetence, then whatever left over (aka pocket change) its your retirement. ( it means you are trap with little money).

PAP refer to their sinkie matrix society system set up and tell you what is your retirement. If you dunno what your retirement is, PAP will tell you what your retirement is. if you follow it blindly, you deserved to be screwed.

What the Malaysian is doing is the same as what a smart freelance working sinkie, who never contribute to CPF, is doing, all the money he earn is his money. Then the freelance can use his OWN money to get out of Singapore.

Then i ask you again, while you are busy contributing to the CPF, how come you didn't realise a Malaysian can take advantage of this loop hole? You see, the level of brain function and IQ is in question again. Only when someone mentioned it in the social media, THEN you realise it and KPKB on how painful your ass is.

So now you realise it, Will you do an Iris Koh style?

Let me repeat again.. LUCKY BREAKS ARE FOR PEOPLE WHO GOT A BRAIN AND BALLS.

 

[Sinkiesuk]

Nothing new man. Sinkie is a prostitution land

 

[sbfuncle]

Nothing surprise for this.
More unusual case I met was mudlander earning big here and leenounced pr at late 30s to enjoy life at home, and leeturned 10 years later to continue huats, and pap still allowing it.

 

[bobby]

It is so heart warming to hear of us Sinkies helping our fellow juihukias to have a good life…,Malaysians boleh

 

[congo9]

So heart warming.

 

[Geneco]

need some advice why never stay back to get FREE latest SAFE and EFFECTIVE mRNA jabs lololololol... :P

 

[winners]

The fucking PAP is a real sucker. I had always said before and also advocated that all PRs, regardless from which country, can only be given a maximum tenure of 10 years. After that, they must decide if they want to convert to Sinkie citizens. Otherwise, their PR status will be revoked and they can no longer work in Singapore.

However, those fucking PAPies just don't listen.