Serious Old Fart Refused to Die, become pure eat and shit machine, Equally Old Fart Dotter Need to take care!

I think you cannot retire and do nothing.
Look at dr m and lky. Both worked beyond retirement age
If kick bucket before getting old, then don't have to worry about retirement. One less worry!

Dr M is and LKY was addicted to power and money. They can't (couldn't) let go and allow themselves to be powerless old farts.
 
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