- Joined
- Jan 5, 2010
- Messages
- 2,097
- Points
- 83
People who smoke cigarettes should pay 50-70% higher medishield-life premiums.
Because that is the industry market rate loading when they buy any ordinary healthcare coverage insurance.
Because they are deliberately poisoning themselves, thus society shouldn't have to pay for their self abuse and also charge them market rates, just like why women eldershield/ care shield life costs more than men: because women claims history is higher overall after they are disabled in old age.
[YouTube]HD__r66sFjk[/Youtube]
https://youtu(dot)be/HD__r66sFjk
Because that is the industry market rate loading when they buy any ordinary healthcare coverage insurance.
Because they are deliberately poisoning themselves, thus society shouldn't have to pay for their self abuse and also charge them market rates, just like why women eldershield/ care shield life costs more than men: because women claims history is higher overall after they are disabled in old age.
[YouTube]HD__r66sFjk[/Youtube]
https://youtu(dot)be/HD__r66sFjk