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johnny333

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Re: How Long Have You Lived in Edmonton?

I hope no one minds my cross-posting the article posted by temasekreview I think it is relevant & some of us don't have the time to reading all the discusions in this forum :biggrin:



http://temasekreview.com/?p=12078

A Canadian and ex-Singaporean speaks

August 21, 2009 by admin
Filed under Opinion

Leave a comment

By Wing Lee Cheong

Mr. Brooks’ second letter published in ST reiterate that Singaporeans should be grateful for what they have. He cited more examples of the failed Canadian welfare system as compared to the successful welfare system that Singaporeans are enjoying but have taken for granted.

Again I am embarrassed by a fellow Canadian who misrepresented his own country. It is easy to verify what Mr. Brooks had said through the Canadian High Commission or Amnesty International.

Canada may not have a perfect welfare system but having lived and worked in several countries myself, I must say that Canada is as good as anyone could wish for.

When I immigrated to Canada, I bought three cars for the price of one in Singapore and a 4,000 sq. ft house for the price of a 5-room HDB apartment. A similar house in Singapore would have cost S$2 million. For me, the savings on the purchase of the house and cars could pay my income tax for the rest of my life.

Yes, the Canadian taxes are high but the citizens are well treated. Contrary to what Mr. Brooks claimed, all my three children graduated from reputable universities in Canada without any problem. My children’s university education did not cost me much as my children were able to obtain grants and student loans to pay for their university fees. They took part-time jobs to supplement their pocket money.

Every child in Canada gets free education from kindergarten to Grade 12, the equivalent of junior college in Singapore. Most schools are within walking distance from home. Free transportation is provided for students living farther away. Each child gets C$250 a month as “milk” allowance until 18 years of age. However this benefit may have been rescinded.

Contrary to what Mr. Brooks claimed, all my three children graduated from reputable universities in Canada without any problem. My children’s university education did not cost me much as my children were able to obtain grants and student loans to pay for their university fees. They took part-time jobs to supplement their pocket money.

The greatest joy for parents is to see the happiness expressed in their children’s eyes when they play in the beautiful parks during the summers, springs and autumns and snow in the winters. The satisfaction is more than money can buy. This is in contrast to the daily intensive tuition that Singapore children are subjected to.

Mr. Brooks’ assertion that many bright Canadian children are denied the opportunity to attend universities in Canada but could obtain full scholarships in Singapore is untrue. In fact it is the other way around. My niece who could not get into Singapore University, was admitted into a reputable American University. She finished her Masters, secured a good job and sadly did not return to Singapore.

In Canada, senior citizens are well respected and treated. Seniors travel free on public transport, i.e. the MRT, bus and ferry rides, from Mondays to Thursdays. They get discount for weekend travel, food and most purchases. They are entitled to old age pension and workman pension when they reach the age of 65. The combined income from these two pensions is about C$1,000 to C$2,000 or more a month. Seniors get subsidies for housing. Seniors can study in reputable universities and get a degree by paying a token fee of less than C$100 per semester.

When I was diagnosed with kidney failure, it cost the Canadian Healthcare C$80,000 a year for dialysis and medical treatments to keep me alive. I paid C$90 a month for healthcare insurance that covers both my wife and I. The Canadian healthcare pays for all hospital expenses including medications. It was free for me. When I travel overseas, my dialysis and medical expenses are reimbursed by Canadian healthcare up to the amount it costs in Canada.

The homeless issue was greatly exaggerated by Mr. Brooks. This issue is universal and every country has its fair share of homeless people including Singapore. In Canada, most of the homeless people are there by choice because of their drug addiction. No amount of government assistance can help pay for their expensive habit. In Singapore, most of the homeless people are there because of economic reasons. They are either without pension and too old to get a job or abandoned by their children.

For Mr. Eric Brooks to say that Canada has a failed welfare system is unfair and biased. Check with the Canada High Commission and verify what I said.

SM Goh Chok Tong can call us quitters and losers because he cannot see beyond his comfort zone. He has no worries. His job is secured for life and is paying him by the millions. It is little wonder that his wife said that $500,000 a year salary is peanuts. If he could only spend one day outside his comfort zone and live like an ordinary Singaporean drawing less than $2,000 a month with the anxiety of losing his job, the burden of getting his children through the fiercely competitive education system, the stress of living in a materialistic environment and the uncertainty of having a dignified retirement, SM Goh may then understand the plight of the ordinary citizens. It is easy for him to pass judgement when he already has everything.

Patriotism and gratitude require reciprocity. If a citizen feels unwanted and treated without respect, it is no shame for the outcast to seek greener pasture and realize his potential elsewhere. It would be naive to expect the outcast to be patriotic and risk his life to protect a privileged group who continue to reward themselves unchallenged by the millions.

My decision to immigrate was not politically motivated. It was based solely on the future of my family. I have three children when the Singapore government’s strict policy then was, “Two is enough”.

As for education, I was expelled from school at secondary two. I obtained an “O” level and a certificate from Singapore Vocational Institute (fore-runner of ITE) through evening classes. In a highly competitive society like Singapore where you are judged by academic excellence and materialistic possessions, my credentials would be sneered at. I would most likely be a minimum wage worker, praying not to get sick when I am old and retired.

The lifestyle difference between a typical Singaporean and a Canadian is that a Singaporean spends his life making a living, whereas a Canadian lives his life.

Regardless of all the negative misinformation that Mr. Eric Brooks has said about Canada, I am deeply beholden to Canada who has given me my self-respect, dignity and a chance to realize my potential. Most of all, a bright future for my children. Herein, lies my gratitude.

Thank you, Canada.

Yours truly,



Wing Lee Cheong
North Vancouver, BC, Canada
Email: [email protected]
Cell: 778-229-8780
PS For those who alleged that I am a fictitious character, you can find me on the front page of the latest issue of The Kidney Foundation of Canada at the following link (click Latest Edition: kidney News, Vol.13, issue 1 Summer 2009):
 

neddy

Alfrescian (Inf)
Asset
Re: How Long Have You Lived in Edmonton?

Thanks, Johnny333.

It just goes to show that everyone has their opinions of their home/adopted country.

Singaporeans have to bear that in mind if they choose to migrate to a more enlightened country. People like me exist in this forum because I am thriving in my adopted country which happens to be in this case, Australia.

I am given (or rather, I gave myself) the opportunties to thrive, and like Wing, I am enjoying my post-Singapore life.


I hope no one minds my cross-posting the article posted by temasekreview I think it is relevant & some of us don't have the time to reading all the discusions in this forum :biggrin:



http://temasekreview.com/?p=12078

A Canadian and ex-Singaporean speaks

August 21, 2009 by admin
Filed under Opinion

Leave a comment

By Wing Lee Cheong

Mr. Brooks’ second letter published in ST reiterate that Singaporeans should be grateful for what they have. He cited more examples of the failed Canadian welfare system as compared to the successful welfare system that Singaporeans are enjoying but have taken for granted.

Thank you, Canada.

Yours truly,



Wing Lee Cheong
North Vancouver, BC, Canada
Email: [email protected]
Cell: 778-229-8780
PS For those who alleged that I am a fictitious character, you can find me on the front page of the latest issue of The Kidney Foundation of Canada at the following link (click Latest Edition: kidney News, Vol.13, issue 1 Summer 2009):
 

johnny333

Alfrescian (Inf)
Asset
Re: How Long Have You Lived in Edmonton?

Thanks, Johnny333.

It just goes to show that everyone has their opinions of their home/adopted country.

Singaporeans have to bear that in mind if they choose to migrate to a more enlightened country. People like me exist in this forum because I am thriving in my adopted country which happens to be in this case, Australia.

I am given (or rather, I gave myself) the opportunties to thrive, and like Wing, I am enjoying my post-Singapore life.


There are so many Sporeans who have new lifes in Aust, Canada, USA,.... You don't hear from these people because they too busy living their new lifes in the developed countries.

Hope you are not wasting too much time in this forum :smile:

Not all of us get paid by the gov't to monitor these forums & provide LKYs truth :biggrin:
 

neddy

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Asset
Re: How Long Have You Lived in Edmonton?

There are so many Sporeans who have new lifes in Aust, Canada, USA,.... You don't hear from these people because they too busy living their new lifes in the developed countries.

Hope you are not wasting too much time in this forum :smile:

This is true.

1. A number of Singaporeans love misery and fear, and will spoil the fun of these ex- / overseas Singaporeans.

2. It is quite the norm for Singaporeans to take others for granted and depend on others to solve problems for them. (Eg asking me to sponsor them to migrate when they themselves do not bother to learn)

3. I have enough of petty behaviours of many Singaporeans. (Basically, learning from how PAP treat them and do the same to others)

I hope I am not wasting my time here.
 

Asychee

Alfrescian
Loyal
Re: How Long Have You Lived in Edmonton?

This is true.

1. A number of Singaporeans love misery and fear, and will spoil the fun of these ex- / overseas Singaporeans.

2. It is quite the norm for Singaporeans to take others for granted and depend on others to solve problems for them. (Eg asking me to sponsor them to migrate when they themselves do not bother to learn)

3. I have enough of petty behaviours of many Singaporeans. (Basically, learning from how PAP treat them and do the same to others)

I hope I am not wasting my time here.

Yes, I hear you - i called it "Crab mentality". There are SOME ex-Sgean that joined or running the Sg Club overseas to secure business (usually realtors, insurance agt, financial something). Not that it is wrong but just did not like the way they take advantage of the least inform newcomer by instilling fear into them.

In my case, i just dont bother to join their "celebration". Usually after a while, it turns into a - what's your job and you start receiving invitations to Property launches or activities that is just a waste of time.
 

johnny333

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Asset
Re: How Long Have You Lived in Edmonton?

Hello Asychee

Remember someone from the old forum who was living in Edmonton & driving a Mercedes. Are you this person :confused:
 

Asychee

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Loyal
Re: How Long Have You Lived in Edmonton?

Hello Asychee

Remember someone from the old forum who was living in Edmonton & driving a Mercedes. Are you this person :confused:

Of course not. I dont go around showing off. I keep a low profile even if i can well afford the Mercedes. I contact him - he tried to sell me the crap - the engine oil is leaking badly, the door handle were missing when i 1st landed. Taking me for a ride.

I have only moved into Edmonton in May 06.
 

johnny333

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Re: How Long Have You Lived in Edmonton?

Of course not. I dont go around showing off. I keep a low profile even if i can well afford the Mercedes.,,,.

There used to be a Sporean who had re-located to Edmonton, I guess he got loss when the forum moved :rolleyes:

Believe it or not some people like to drive vintage cars :smile:

When I was in Edmonton I would sometimes get a copy of the Auto Trader to see what cars people were selling. I remember even seeing a Rolls Royce for sale :eek: If I remember it was someone in Red Deer :biggrin:
 

Asychee

Alfrescian
Loyal
What's the situation now for job and real estate in Calgary and Edmonton?
Tks

I cant speak for Calgary, as for Edmonton - the recession did not seem to make much of a diff to places like West Edmonton Mall. Still busy as ever, feedback from the Health (govt). They are forcasting that when the Oil prices pick up, the shortage will come up again. Spoke to a HR guy with Alberta Health Board - the recent creation a superboard has acts as if there is a surplus of manpower. For the Gong show, they have to stop all foreign nurses. It is a matter of time, the demand will be there and the employment shortage will be like before. As for the timing, look closely at the oil price.

In the real estate front, i have slowly shifted into full time Real Estate Investor, I am learning about foreclosure (Alberta context). This is the only province that allows assumable mortgage without qualification. The next few months show see more default, i intend to try to add a few to my portfolio.
 

Hock

Alfrescian
Loyal
I cant speak for Calgary, as for Edmonton - the recession did not seem to make much of a diff to places like West Edmonton Mall. Still busy as ever, feedback from the Health (govt). They are forcasting that when the Oil prices pick up, the shortage will come up again. Spoke to a HR guy with Alberta Health Board - the recent creation a superboard has acts as if there is a surplus of manpower. For the Gong show, they have to stop all foreign nurses. It is a matter of time, the demand will be there and the employment shortage will be like before. As for the timing, look closely at the oil price.

In the real estate front, i have slowly shifted into full time Real Estate Investor, I am learning about foreclosure (Alberta context). This is the only province that allows assumable mortgage without qualification. The next few months show see more default, i intend to try to add a few to my portfolio.

Foreclosures like those in the States? Assumable mortgage without qualification? Subprime mortgage? More defaults mean more opportunities
to buy at bargained prices. But, the oil price is hitting US$75/ barrel, and it
should be good for Alberta with its oil sands.
 

Asychee

Alfrescian
Loyal
Foreclosures like those in the States? Assumable mortgage without qualification? Subprime mortgage? More defaults mean more opportunities
to buy at bargained prices. But, the oil price is hitting US$75/ barrel, and it
should be good for Alberta with its oil sands.

You see the foreclosure process works like this. There is a lag time - for eg. this the economy is bad, the people cannot make payment to the mortgage. The banks will issue a letter of demand after 3 missed payment to recall the loan. If there is a challenge to the decision which usually does (to delay time). It can get stretch to 6 months. The worse was in jan to feb 09.

Right now - it means that the pre-forclosure in the next 6-8 months will be good for harvesting. Since we have a law on assumable mortgage with out qualification. Basically, i can put these house on contract and flip it over to the 1st timer or downgrader and etc. In the process makes a some moolah.

As for the oil sands - blue collar guys, they are selling their toys (ATV, bikes & etc). Recently, one of my filipino foreign worker pick up a full Bose tiny wireless speaker system for $100 in one of the garage sale they went. They are bad at managing their $$
 

mayliewwan

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Yes, more than double Have relatives living in Vancouver, Calgary, Edmonton, Toronto and Montreal. Property prices in Alberta gone thru the roof. In early 2000, my relative house in Edmonton was worth around $130k. In 2007, in summer of 2007 when it peaked, the house was worth around $370k. People then noticed houses for sale were not selling like hotcakes and it takes much longer period to sell. In Calgary house prices are much higher
What kind of budget??? What type of home do you want? Condo, town house or bungalow? Location?
Old apartment converted to condo. A 2 bedroom one will cost around $180-200k. Brand new will cost around $240k-300k+ eg Google "century park edmonton"
Old 30yrs old townhouse cost around$200k. New one will cost $300+ eg Google 'Griesbach Edmonton or Griesbach homes" That's the former military base in North central Edmonton. Similar concept like the old Central Manpower base in Singapore.
Bungalow... $330k and up


Did the oil boom cause an upsurge in property prices ?

If people want to move to Edmonton what kind of budget should they set for a home :confused:
 

mayliewwan

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Loyal
Only fools look at oil price. Alberta oil is high cost oil. Should look at companies supplying goods and services to oil companies, my relative in Edmonton works in a plastic company that make stuff for oil companies. Last summer when oil peaked at nearly $150 per barrel, no overtime. Since last year, no overtime. Back in June, company laid off all its 14 contract Fillipino workers. As of last week 9 more local workers were let go Now company is back to skeletal staff. From what i heard, as of next month, company will reduce to 4 day workweek. Many companies supplying goods and services are also reducing their work week from 5 to 4 to 3 days per week. Employees that don't like the reduce hours...too bad. Please resign.
Back in March the plastic company said sales will be down this year by 15-20%.. When the company laid off the local workers, it was revealed that sales were off by nearly 24%. That's how bad the situation is in Alberta



Foreclosures like those in the States? Assumable mortgage without qualification? Subprime mortgage? More defaults mean more opportunities
to buy at bargained prices. But, the oil price is hitting US$75/ barrel, and it
should be good for Alberta with its oil sands.
 

ak168

Alfrescian
Loyal
I cant speak for Calgary, as for Edmonton - the recession did not seem to make much of a diff to places like West Edmonton Mall...... In the real estate front, i have slowly shifted into full time Real Estate Investor, I am learning about foreclosure (Alberta context). This is the only province that allows assumable mortgage without qualification........

Can you help to elaborate "assumable mortgage without qualification" ? Tks !
 

Hock

Alfrescian
Loyal
Only fools look at oil price. Alberta oil is high cost oil. Should look at companies supplying goods and services to oil companies, my relative in Edmonton works in a plastic company that make stuff for oil companies. Last summer when oil peaked at nearly $150 per barrel, no overtime. Since last year, no overtime. Back in June, company laid off all its 14 contract Fillipino workers. As of last week 9 more local workers were let go Now company is back to skeletal staff. From what i heard, as of next month, company will reduce to 4 day workweek. Many companies supplying goods and services are also reducing their work week from 5 to 4 to 3 days per week. Employees that don't like the reduce hours...too bad. Please resign.
Back in March the plastic company said sales will be down this year by 15-20%.. When the company laid off the local workers, it was revealed that sales were off by nearly 24%. That's how bad the situation is in Alberta

So, those who are emigrating to Canada(Edmonton & Calgary) are getting from the frying pan(S'pore) into the fire(Edmonton & Calgary)?:confused:
 

Asychee

Alfrescian
Loyal
Can you help to elaborate "assumable mortgage without qualification" ? Tks !

Eg. The price that you have settled on a house is $200K. The mortgage on it is $180K. The current owners walk out of the house, you take over the mortgage of the house and carry on the monthly payment.

If u see the prices of the house going thru the roof (best way to capitalize on the market).
 
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