With proper advice etc, you would have emptied out your OA just before you turn 55.
The SA will still exceed $77,500 because you need only 20 years making a mere $5k a month to hit that amount.
The SA will still exceed $77,500 because you need only 20 years making a mere $5k a month to hit that amount.
If you don't have $77,500 in your CPF ordinary account after more than 3 decades of working life, there must be something seriously wrong with you. No government in the world can help you if you're a sub par human.