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because if they aer, then it will can be used against me as currently to say that i know TS personally and asked him to start this thread blah blah balh.... and then some one may be called up and they have ability to tell the truth... and then i will kenna.
im not saying this out of trying to get sympathy, but it has happened and will/ may happen again...
if you are lucky and if you satisfy all the conditions, the company has to pay you
if you are unlucky and if you fall short of the terms and conditions, then you are in deep shit
all insurance companies want to minimize losses and make profits....that's why they are always so rich
but you cannot avoid the pendulum swing of karma
you have to pay for all unwholesome and evil actions
that's the only consolation and comfort I have....cheers!
happy good morning sunday Singapore!!!