I cannot understand the Hongkies. When their surname is "Chan" as in "Chance" (British style), they do not mind to be called "Chen". Worse still - when the name is "Chan Ah Gou", somehow someone would answer to the name of "Ah Gou Chen".
I think we should not follow that in Singapore. Otherwise we get very confused. In fact we should continue to "stay" in our HDB flats as we are likely to sell them early to realise their intrinsic values. I cannot imagine anyone living in their homes.