U sure resale 4A at good location $310k+ just over 100k ?
Do be an idiot here with me lah.
Now the market is to his advantage as buyer, low COV. Definitely can get at 420 and 450k.
Even if he needs to top up 100k over he still can service the loan easily.
Moreover he still have OA and I do mean the OA as in this fucking forum.
He is 35. Easily complete his loan unless you tell me he is like you. Low income or no income and only have 310k in cash! hahahahahaha