• IP addresses are NOT logged in this forum so there's no point asking. Please note that this forum is full of homophobes, racists, lunatics, schizophrenics & absolute nut jobs with a smattering of geniuses, Chinese chauvinists, Moderate Muslims and last but not least a couple of "know-it-alls" constantly sprouting their dubious wisdom. If you believe that content generated by unsavory characters might cause you offense PLEASE LEAVE NOW! Sammyboy Admin and Staff are not responsible for your hurt feelings should you choose to read any of the content here.

    The OTHER forum is HERE so please stop asking.

Talented poodle shoot himself outside MBS, success!

Rogue Trader

Alfrescian (Inf)
Asset
Yes if the suicide takes place after 12 months. That's why he mentioned last year.

Oh? I thought suicide is an automatic exclusion clause... Especially here in sinkapore

From Forbes magazine website:

Does Life Insurance Cover Suicide?​


Lucy Lazarony, Amy Danise
Editor, Editor
Updated: Mar 26, 2022, 5:49pm
Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.
Does Life Insurance Cover Suicide?
Getty
Life insurance companies need to protect themselves from the possibility that someone could buy a policy with the intention of committing suicide shortly after so that their families receive a life insurance payment.
Suicide is not generally covered in the first two years of a life insurance policy but it is covered after that. This two-year period is known as a suicide clause.

If a suicide happens more than two years after getting a life insurance policy, the life insurance policy will pay out death benefit to the policy’s beneficiaries.
While beneficiaries are not entitled to death benefits if a suicide occurs during a policy’s first two years, they may receive a refund of the premiums that were paid into the policy before the death.

The exclusion for suicides includes instances of doctor-assisted suicide. Five states allow assisted suicide: California, Colorado, Oregon, Washington and Vermont.
If you’re the beneficiary of the life insurance policy you’ll need to know the name of the insurer that holds the policy and a certified copy of the death certificate in order to make a claim.

SHARE YOUR FEEDBACK
 

saynotomsm

Alfrescian
Loyal
Oh? I thought suicide is an automatic exclusion clause... Especially here in sinkapore

From Forbes magazine website:

Does Life Insurance Cover Suicide?​


Lucy Lazarony, Amy Danise
Editor, Editor
Updated: Mar 26, 2022, 5:49pm
Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.
Does Life Insurance Cover Suicide?
Getty
Life insurance companies need to protect themselves from the possibility that someone could buy a policy with the intention of committing suicide shortly after so that their families receive a life insurance payment.
Suicide is not generally covered in the first two years of a life insurance policy but it is covered after that. This two-year period is known as a suicide clause.

If a suicide happens more than two years after getting a life insurance policy, the life insurance policy will pay out death benefit to the policy’s beneficiaries.
While beneficiaries are not entitled to death benefits if a suicide occurs during a policy’s first two years, they may receive a refund of the premiums that were paid into the policy before the death.

The exclusion for suicides includes instances of doctor-assisted suicide. Five states allow assisted suicide: California, Colorado, Oregon, Washington and Vermont.
If you’re the beneficiary of the life insurance policy you’ll need to know the name of the insurer that holds the policy and a certified copy of the death certificate in order to make a claim.

SHARE YOUR FEEDBACK
Singapore is 12 months.
 

bobby

Alfrescian
Loyal
SPF is issuing loaded guns to these people ?????

I think I just discovered the best way to commit suicide...join SPF !
 

laksaboy

Alfrescian (Inf)
Asset
Did he lose money from gambling? Or did his wife get fucked by another guy while he's doing the graveyard shift? :o-o:

At least do it at a less touristy place lah. For example, inside a toilet at Vivocity. :unsure:
 
Top