Re: causeway link bus
Hi all, just registered and pls bear with me if I'm asking questions that have been well deliberated before. I have read so many pages and I'm not sure I have digested all of it lol
Hi diaspora, pertaining to NI P8b, is the rebate 10% or 10k? I was told by the marketing agent that it's 10k. If it is 10%, it will be a different ball game to me. I think the P8b (with only 10k rebates) is quite steep, for the quality of the finishes that they are providing. I have had 3 sleepless nights thinking and tossing if I should buy i. This will be my first home purchase. If it's 10% rebates, then I will have a different view on it, and I think I will buy it right away.
Concurrently, also looking at the phase 7A (hillside home, not the courtyard). I noticed that for these 2 phases, there are still quite a lot of vacant units (especially the intermediate), despite the fact that phase 7A was launched in may/June and 8b in September. What do u guys think these 2 phases are receiving low response, when the other phases were so well received, and the price is much cheaper than the new launches of HH? And not only that, with the low response, the agent said that from 1st jan 12, there will be no discount whatsoever, and this is consistent with the marketing practice of the other precincts. Is it true? Is it true that for every launch, they will first offer 20k rebates, then 10k and follow by "nothing"? The agent also said that for all new launches, the 8c etc, the prices will increase even more, despite the gloomy economic.
I have really torn as to what to do now (this house is for own stay). Shall I keep dreaming that they will give more discounts (especially for P7A - due to its completion date of June 12 and poor response) or shall I just buy it? Also come across HH the gateway, there are some terraced house going for slightly less than 500k. I'm torn. Both locations meet my needs, so it's now a matter of which one gives me better sentiment, and I'm inclined to choose HH, but I hate going into subsale market as I'm not familiar with it. Have to stress again that Im buying my first home for own stay, so being very cautious in the thinking process. Buying subsale also means I must have negotiation skill and gotta pay all the fees.
I also read that standard chartered bank, UOB, HSBC and public bank are not good. That will leave only banks like cimb, am bank, rhb, alliance and may bank to choose? I'm sure some of u guys have explored the different options. Can some one be nice enough to summarize and direct me to the best and most efficient bank to deal with? I'm looking for flexi payment, earlier redemption of loan without penalty and online payment (extra payment, as and when). From cimb's website, their package seems to tick all my boxes. Any body has experiences dealing with them? Rhb is also possible, but the website says that I can only get 80% plus MRtA is compulsory. I'm a local, do u know if rhb will extend 90% to me instead?
I really do hope u guys can enlighten me and any advice will be greatly appreciated. Much thanks bros and sis :-)
Having boxing day btw :-)