At the end of your life, when you are lying there on your death bed, all you have are memories. You cannot drive the car that you borrowed money to buy. You cannot play with all the expensive toys that you spend your money on. all you can do is lie there and look at the photos of your vacations with your family and friends next to you, see how happy you and they were, recall those memories and experiences, have a good laugh, and know that you have lived a decent life. When you are gone, you leave those friends and family with those wonderful vacation photos of you with them. They will remember you as the happy healthy person you were back then, not as the sick person in the hospital. You cannot leave them the car, as it will be gone after 10 years or less. Memories from those pictures will last forever. If you don't get the money to go on those vacations with them or by yourself, then you have no truly great memories to leave them.