Banking & Finance (includes credit cards posting)

[aliensmotor]

banker replied that CBS report is a MUST etc.

can share UOB contact?

Thank you

Can you share UOB contact I want to know too

 

[Flames878]

Hong Leong Bank does not require CBS. They can lend 80% and BLR - 2.45%. But max till 65 years. That's lower than most others which lend up to age 70. Cheers.

 

[Wiirad]

Book a Teega office unit.
Anyone has banker contact for UOB, Public bank, or stand chart ,etc with DBIS facilities for Teega ?

Thank

 

[Movingaway]

HL bank i got 70% only, still appeal to KL office havent know outcome.

Hong Leong Bank does not require CBS. They can lend 80% and BLR - 2.45%. But max till 65 years. That's lower than most others which lend up to age 70. Cheers.

 

[crystal_tiong]

Can you share UOB contact I want to know too

the sales guy left UOB and his service is not tat gd .

U can approach any banking staff from UOB

the rate i got was in 2011 , BLR-2.4

 

[Movingaway]

i think i know who is this guy you mentioning, he went to CIMB?

the sales guy left UOB and his service is not tat gd .

U can approach any banking staff from UOB

the rate i got was in 2011 , BLR-2.4

 

[crystal_tiong]

i think i know who is this guy you mentioning, he went to CIMB?

not sure , last heard was he went to Alliance bank

 

[Movingaway]

ohh like that different guy, cos laat year i know this UOB guy, this year he went CIMB

the sales guy left UOB and his service is not tat gd .

U can approach any banking staff from UOB

the rate i got was in 2011 , BLR-2.4

not sure , last heard was he went to Alliance bank

 

[jade apple]

Heard from a bank personnel that Malaysia might have a cooling measure for loan margin to go down to 70% for the 1st 2 residential property.

 

[Movingaway]

applies to all or foreigners only?

Heard from a bank personnel that Malaysia might have a cooling measure for loan margin to go down to 70% for the 1st 2 residential property.

 

[jade apple]

applies to all or foreigners only?

For foreigners.

 

[Movingaway]

ok noted, thanks for info.

the sales guy left UOB and his service is not tat gd .

U can approach any banking staff from UOB

the rate i got was in 2011 , BLR-2.4

For foreigners.

 

[Movingaway]

Loan approved by RHB after appeal and waiting two weeks.
Yet to hear about package, only know 80%

 

[crystal_tiong]

just received insurance advance notice from mortgage bank , was told to pay RM466.61 , are owners suppose to pay ah ? i thought title deed is under bank name ?

 

[Movingaway]

is this considered MRTA?

just received insurance advance notice from mortgage bank , was told to pay RM466.61 , are owners suppose to pay ah ? i thought title deed is under bank name ?

 

[crystal_tiong]

is this considered MRTA?

no , its not

 

[aliensmotor]

Think MRTA is sucks! Can anyone recomemend Insurance Agent?Must be trust type.
Please help.

 

[Movingaway]

Most bankers will ask u include inside the loan amount.

If you dont want then they will waive it.

They afraid u will reject whole loan package.

This is my experience, not all bankers are same.

Think MRTA is sucks! Can anyone recomemend Insurance Agent?Must be trust type.
Please help.

 

[Mingchye]

just received insurance advance notice from mortgage bank , was told to pay RM466.61 , are owners suppose to pay ah ? i thought title deed is under bank name ?

fire insurance? probably a compulsory item in the loan offer letter.

 

[Jogger]

Hi Anybody could advise the loan package as following,

Highest Margin Loan applies for MALAYSIAN 90% , SINGAPOREAN 85% , FOREIGNER 70%
Bank interest : BLR-2.40%, (up to BLR-2.45 for loan amount over than 1mil)
No lock in period

Loan Tenure: 40 Max tenure, up to 70 years old

Any better interest rate or other things to recommend ? Thanks in advance?