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    Banking & Finance (includes credit cards posting)

    hi jogger thx for info. how about the exchange rate? do they determine your SGD loan amount at start of loan? or it gets adjusted on a regular basis?
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    Banking & Finance (includes credit cards posting)

    hi, from what i heard from my buddy, yes the Msia bank also counted his private loan for his HDB as one loan, thus reducing his loan margin for his Msia property...they disregarded the fact that it is well within his affordability.
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    New developments to share

    there is a 2025 "white-paper" on transport network for IM. very comprehensive infrastructure development initiatives and planning with MRT, LRT, park-and-ride etc. link is http://www.iskandarmalaysia.com.my/pdf/cdp/19._Chapter16_-_Transit_Oriented_Development.pdf
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    Living in JB 3 (Johore)

    sis, if you use starhub mobile, apply for unlimited free 018 outgoing calls to many countries including Msia. you pay $5 a month but should be able to still save if you make many calls.
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    New developments to share

    CIMB Spore also advertised in Business Times that they offer SGD loan for Msia properties. Not sure of the loan rates and how the banks determine the exchange rate though.
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    All about cars in Malaysia

    glad you are safe.
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    Exchange Rates for RM

    thx for the tips. didn't know of raffles. seems their rates are better than arcade plaza where i usually TT.
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    Living in JB 3 (Johore)

    bro wuqi, you have created many new threads on the different areas/townships. is there limited interest from fellow forumers in setia eco gardens, thus you did not create one for it?
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    Newbie questions

    i went to nobel curtains at 28 jalan jati 1, taman nusa bestari jaya, before CNY. they were offering up to 50% discount. the fabric and designs are nice. the boss Mr Chang is nice.
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    New developments to share

    bro, which Setia project is this?
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    Setia Tropika community

    So is Sky Estadia going to block the view of Sky Garden or Sky Peak? Or not at all?
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    Living in JB 3 (Johore)

    i applied with another bank - HL bank - at the same time as with maybank. HL approved at 80%. n the maybank officer knows it becos according to her, there is a centralized system where all banks can see what is being approved by other banks. i find this really strange. where is customer's...
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    Living in JB 3 (Johore)

    Maybank i took a loan with maybank in Aug and made it clear to the mortgage sales person that i am looking to have another housing loan around this time of the year. my condition was that if only both loans can be approved at 90% (my other half is a Msian), then will i bank with Maybank as i...
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    All about cars in Malaysia

    yup, no way. i had asked the forum before and kindly confirmed by many. not even a Msian who is a SG PR can drive a Msia card into SG. this makes sense actually as there are so many in this group.
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    Living in JB 3 (Johore)

    hi jailbird005, i bought a 2+1 (933sf) at RM451,000 under my SO's name.
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    All about cars in Malaysia

    bro, u mean that my wife who is a Msian but PR also cannot drive into Spore in a Msia registered car?? that's not very fair....
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    All about cars in Malaysia

    does anyone know if I (sporean) can drive a Msia car registered in my Msian wife's name into SG? is it an offence?
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    Car pooling to Singapore - Started on request

    hi all, how is the traffic at 2nd link in morning and evening? what is best timings to avoid jams at the CIQs? thanks.
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    Living in JB 3 (Johore)

    hi stevewish, why did you choose to move away from eco garden? any particular concerns to share? i am looking to buy the eco village at eco gardens. am concerned too about the power lines there.
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    Living in JB 3 (Johore)

    can i check with you if there is designated lanes at CIQ for MACS holders? or one still queues like others?
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