Jack, wife and the fucktoy are lowlifes. I think the pastor there to ensure tht any payment is little little or shouldn't even be an issue and tht all parties should just move on.
Jack's wife knows about it and so there is no point in paying any money.
The fucktoy should be able to get her revenge by providing lewd details of her exploits with Jack and to try and engage other similar fucktoys to tell their story.
Only then will Jack and his wife be willing to spare some cash for the fucktoy(s). The party still hasn't started yet. NOw, only the invitation has been sent out.
When the party begins, we will have more fun and Jack and his wife will pay for their sins.
Jack behaves humsup because his wife condones his actions. Jack and his wife are both culpable. Fucktoy wants something from the affair and if she got smarts she can get more than what she wanted when she started when allowed his humsup ways to bang her at his whim and fancy and with his wive's approval.