In my opinion, you should opt for the health insurance plan offered by DBS… I took the plan a year ago and receive sufficient protection coverage on the same… apart from that there are other benefits as well… you should check the bank's website for more information...!
bedok reservoir orgy of suiciders (bros). membership is full, but please check again regularly. members do not remain with the organization for long. :p
The impression I get is in Spore the courts are Pro-business. If there is a dispute with an insurance company the lesser mortal will come out the loser.