- Joined
- Aug 20, 2022
- Messages
- 24,982
- Points
- 113
Financial issues
I need advice!My bf lost his job recently and I have been trying to be there for him. I feel like I’ve been uncovering a lot of issues, and wanted to get inputs if these are red flags and is it possible for things to get better
For context, I’m f30 and he’s m26. He’s a fresh grad, worked for 4 months before losing his job for the past 2 months. Barely any savings.
- Attitude towards PT job
This week I managed to convince him to try - I told him he’s just doing this temporarily and it’s just to ‘pass time’. The job pays quite well at $12/h.
I genuinely don’t mind doing this type of job if I’m jobless and have similar jobs during Covid period. He went and ended up being ‘depressed’. After one shift, he actually sobbed and told me he can’t believe he’s doing this type of job. He also kept telling me to leave him if I find a guy better than him. (He has been clinically diagnosed with depression before)
But he keeps saying that it’s not worth doing this type of job because he feels he is losing his sanity. he also says he will work till his death/ work till his legs fall off.
Tbh this made me feel very guilty for making him do this and so I visited him after his shift at 10pm the past two days just to give him some support.
2. His financial situation
I actually discovered that he has less than $1k in savings which makes me feel surprised cos he’s been saying he doesn’t need to work because he has enough. Although this is subjective, this doesn’t sound like enough to last him 2-3 months. If it were me, I would have starting working a long time ago because I can’t take the anxiety of running out of money.
In the meantime I also feel shocked that he doesn’t really have any urgency to earn money. If I didn’t push him to start this week, he wouldn’t have done it. I just feel this could be a major red flag in the long term, I’m not sure if he would ever save enough for marriage or a BTO.
3. he’s very emotional(?) and reacts in extreme and dramatic ways to the comments I make. For example -
I commended him for working 3 days this week. He said he’s extremely tired so I told him he could rest but I’m proud of him for trying. I also made a comment asking him ‘don’t u feel productive’? To which he reacted by booking 2 shifts per day for the rest of the week. Day shift and night shift which means he’s working 20h/day just so he can show me he’s ’productive’ on other days as well.
We agreed he could rest on Thurs and Fri cos he said his back and feet hurt a lot. Today I made a comment that I was surprised he didn’t have a lot of savings ( I genuinely was surprised) and he instantly responded by immediately booking more shifts the next few days.
At this point I feel bad and guilty cos it feels he is pushing himself to overwork because of some passing comments I made. His decisions feel so emotionally charged and I feel guilty because it comes from comments I made.
Right now I feel I can’t be open with my feelings because he will misinterpret the things I says
4. I feel like he’s quite spendthrift in some areas - like for example, he suggested to do a $80/pax activity date (we each pay for our ownself) when I feel he can’t afford it at the moment
When we hang out, I suggest to eat at a hawker centre so we can save money but while I end up spending $5 for my own meal, he ended up spending $16 for himself. This makes it difficult to save. I feel this is why he doesn’t have a lot of savings
—-
I have actually been paying for my share of dates and quite often paying for him also. But I just don’t know if all this is sustainable in the long run because of his financial habits and how he reacts so sensitively to comments.
I’m not sure if this could be fundamental incompatibility and I feel drained and not sure what to do.
It feels like a lose lose situation. If he doesn’t work, he won’t have enough for himself and our future. But if he works then I feel guilty cos of how adversely he reacts to it and his mental health. Part of me feels like maybe we don’t have a future together because he doesn’t seem to even have the drive to want to save up and am thinking if this is a lost cause.
Constructive inputs appreciated on what I should do. Thanks!

