I have yet to benefit from a windfall such as a huge inheritance or millions of dollars in Toto winnings. The euphoria I feel from substantial gains from my investments lasts a day or 2 at the most. I guess life goes on, and we are faced with the same problems such as job insecurity, failing health, problems with our spouse and family etc. A major windfall into the millions would give us the financial freedom to leave a toxic workplace and give us the best medical treatment available if we are in poor health.