https://tw.news.yahoo.com/拚數位金融-外銀7年裁撤65分行-225636586.html
拚數位金融 外銀7年裁撤65分行
聯合新聞網
5.1k 人追蹤
聯合線上
2018年7月25日 上午6:56
台灣金融市場朝數位金融發展，包括存款、轉帳、換匯等金融交易都已陸續「線上化」，外商銀行也開始大動作砍「成本過高」的分行。金管會統計，七年內五大外銀子行（花旗、渣打、匯豐、星展及澳盛）共裁撤六十五家分行。
金管會銀行局昨天發布，到今年六月底為止，國銀分行家數有三四○三家，較去年底的三四一七家，減少十四家分行。銀行局副局長莊琇媛表示，今年上半年，包括王道銀、玉山銀、凱基銀共增設四家分行，但澳盛銀、渣打銀、台中商銀、永豐銀、元大銀共減十八家分行，扣除新增的四家分行，今年上半年全體國銀淨減少十四家分行。
近年裁撤分行動作最大的就是外銀，渣打今年上半年砍六家（桃園大溪、大園、觀音、新竹關西、三義、嘉義）分行，花旗今年下半年也要裁撤五家分行（新竹科學園區、清水、府城、麥寮、鳳山）。
金管會銀行局統計，自民國一○○年到今年上半年，七年內五大外銀子行共裁撤六十家分行，若再加計花旗下半年即將裁撤的五家分行，總共將裁撤六十五家分行。
銀行局表示，近年來民眾，尤其年輕人大量使用網路銀行、行動銀行交易，因為金融交易習慣改變，造成許多分行臨櫃交易使用降低，可能導致部分銀行考慮縮減分行；且銀行分行據點減少，並不會導致資產規模縮減，實體分行執照的「價值」的確和以往已不太一樣。
更多udn報導：
https://tw.news.yahoo.com/學承電腦無預警倒閉-學員獲判賠8217萬多元-093808916.html
學承電腦無預警倒閉 學員獲判賠8217萬多元
聯合新聞網
5.1k 人追蹤
聯合線上
2018年7月25日 下午5:38
威爾斯美語、學承電腦、微爾科技（TUTOR WELL）年初惡性倒閉，無預警停課殃及3000名學員，事後學承電腦學員約1700人委由投保中心提起團體訴訟，請求返還已收取的學費共1億多元。台北地院今判准8217萬8280元，可上訴。
由陳永祥經營的威爾斯美語、學承電腦在全台曾各有16、19個分校，陳另經營線上美語學習網站微爾科技，但學承電腦、威爾斯美語前年11月起即無法支薪及繳納各分班租金，前年1月20日更無預警關門歇業，讓超過3000名學員求償無門。
爆發後，陳永祥潛逃海外，遭控吸金24億元，還誘騙年輕學子辦理信貸，連帶合夥人翁一緯、吳俊賢也惹上官司。台北地檢署調查後，認定翁、吳未參與詐欺犯行，去年12月依涉犯公司法起訴2人，並對於陳發布通緝。
眾多學員與學承電腦簽約，並多以終身學習、循環學習包裝，贈送威爾斯美語課程等方式，或使消費者能與銀行簽約分期付款。但因無預警停業，造成消費者無法依約繼續上課，給付不能（提供學員課程）的原因可歸責於學承電腦。
法院開庭時，學承電腦公司人員未出庭，也沒對投保中心提出的資料表示意見，依民事訴訟法第280條第3項規定視同自認，消費者可依契約規定終止契約，並請求學承電腦退還已繳納的學費。
https://tw.news.yahoo.com/拚數位金融-外% E9%8A%807%E5%B9%B4%E8%A3%81%E6%92%A465%E5%88%86%E8%A1%8C-225636586.html
Fighting digital finance, the foreign bank abolished 65 points in 7 years
[Joint News Network]
United News Network
5.1k person tracking
Union line
July 25, 2018, 6:56 am
Taiwan's financial market has undergone digital financial development, including financial transactions such as deposits, transfers, and exchanges, which have been "online", and foreign banks have begun to cut "costs too high" branches. According to the statistics of the Financial Management Association, the five foreign banks (Citi, Standard Chartered, HSBC, DBS and Aosheng) have abolished 65 branches in seven years.
The Banking Authority's Banking Bureau released yesterday. By the end of June this year, there were 3,403 Bank of China branches, a decrease of 14 branches compared with 3,471 at the end of last year. Zhuang Yiyuan, deputy director of the Banking Bureau, said that in the first half of this year, four branches were added, including Wang Dao Yin, Yu Shan Yin and Kai Ke Yin, but Ao Sheng Yin, Standard Chartered Silver, Taichung Commercial Bank, Yongfeng Silver and Yuan Da Yin were all reduced by 18 The household branch, after deducting the newly added four branches, reduced the net profit of all the national banks by 14 branches in the first half of this year.
In recent years, the biggest move of the abolition branch is the foreign bank. Standard Chartered cut six branches in the first half of this year (Taoyuan Daxi, Dayuan, Guanyin, Hsinchu Kansai, Sanyi, Chiayi). Citigroup will also abolish five branches in the second half of this year (Hsinchu Science Park, Qingshui, Fucheng, Maizi, Fengshan).
According to the statistics of the Banking Council, from the Republic of China to the first half of this year, the five foreign banks have abolished 60 branches in seven years. If they add five branches that are about to be abolished in the first half of the year, a total of sixty-five will be abolished. Home branch.
The Banking Bureau said that in recent years, the public, especially young people, have used Internet banking and mobile banking transactions extensively. Because of the change in financial trading habits, the use of many branches has been reduced, which may lead some banks to consider reducing branches; and the bank branches are reduced. It will not lead to a reduction in the size of assets, and the "value" of physical branch licenses is indeed different from the past.
More udn reports:
https://tw.news.yahoo.com/%E5%AD%B8%E6%89%BF%E9%9B%BB%E8%85%A6%E7%84%A1%E9%A0%90%E8 %AD%A6%E5%80%92%E9%96%89-%E5%AD%B8%E5%93%A1%E7%8D%B2%E5%88%A4%E8%B3%A08217%E8% 90%AC%E5%A4%9A%E5%85%83-093808916.html
Xuecheng computer has no warning to close down. The trainee has been awarded a compensation of 82.17 million yuan.
[Joint News Network]
United News Network
5.1k person tracking
Union line
July 25, 2018 5:38 PM
Wells American, Xuecheng Computer, and TUTOR WELL collapsed viciously at the beginning of the year. There were no early warnings and 3,000 students. Afterwards, about 1,700 computer students were entrusted by the Insurance Center to file a group lawsuit. The tuition fee is more than 100 million yuan. The Taipei District Court has a verdict of 82.17 million yuan, which can be appealed.
The Wells American language and Xuecheng computer operated by Chen Yongxiang had 16 and 19 branch schools in Taiwan. Chen also operated the online American language learning website Weier Technology, but Xuecheng Computer and Wells American language could not be used since November of the previous year. Pay and pay the rents of each class. On January 20 of the previous year, there was no warning to close the door, so that more than 3,000 students had no way to seek compensation.
After the outbreak, Chen Yongxiang fled overseas and was accused of absorbing 2.4 billion yuan. He also tricked young students into credit, and even the partners Wen Yiwei and Wu Junxian also succumbed to the lawsuit. After the investigation by the Taipei District Inspection Department, it was determined that Weng and Wu did not participate in the fraudulent offenders. In December last year, they prosecuted two people in accordance with the company law and issued a wanted article for Chen.
Many students signed a contract with Xuecheng Computer, and they used lifelong learning, cycle learning packaging, and the Welsh American language course, so that consumers can sign up with the bank to pay in installments. However, due to the absence of early warning, the consumers are unable to continue to attend classes, and the reasons for the inability to pay (providing the course of the students) can be attributed to the computer.
At the hearing of the court, Xuecheng Computer Company personnel did not appear in court, and did not express opinions on the information submitted by the insurance center. According to Article 280, Item 3 of the Civil Procedure Law, it is deemed to be self-identified. Consumers can terminate the contract according to the contract and request to study. The computer has refunded the tuition fees already paid.
拚數位金融 外銀7年裁撤65分行
聯合新聞網
5.1k 人追蹤
聯合線上
2018年7月25日 上午6:56
台灣金融市場朝數位金融發展，包括存款、轉帳、換匯等金融交易都已陸續「線上化」，外商銀行也開始大動作砍「成本過高」的分行。金管會統計，七年內五大外銀子行（花旗、渣打、匯豐、星展及澳盛）共裁撤六十五家分行。
金管會銀行局昨天發布，到今年六月底為止，國銀分行家數有三四○三家，較去年底的三四一七家，減少十四家分行。銀行局副局長莊琇媛表示，今年上半年，包括王道銀、玉山銀、凱基銀共增設四家分行，但澳盛銀、渣打銀、台中商銀、永豐銀、元大銀共減十八家分行，扣除新增的四家分行，今年上半年全體國銀淨減少十四家分行。
近年裁撤分行動作最大的就是外銀，渣打今年上半年砍六家（桃園大溪、大園、觀音、新竹關西、三義、嘉義）分行，花旗今年下半年也要裁撤五家分行（新竹科學園區、清水、府城、麥寮、鳳山）。
金管會銀行局統計，自民國一○○年到今年上半年，七年內五大外銀子行共裁撤六十家分行，若再加計花旗下半年即將裁撤的五家分行，總共將裁撤六十五家分行。
銀行局表示，近年來民眾，尤其年輕人大量使用網路銀行、行動銀行交易，因為金融交易習慣改變，造成許多分行臨櫃交易使用降低，可能導致部分銀行考慮縮減分行；且銀行分行據點減少，並不會導致資產規模縮減，實體分行執照的「價值」的確和以往已不太一樣。
更多udn報導：
https://tw.news.yahoo.com/學承電腦無預警倒閉-學員獲判賠8217萬多元-093808916.html
學承電腦無預警倒閉 學員獲判賠8217萬多元
聯合新聞網
5.1k 人追蹤
聯合線上
2018年7月25日 下午5:38
威爾斯美語、學承電腦、微爾科技（TUTOR WELL）年初惡性倒閉，無預警停課殃及3000名學員，事後學承電腦學員約1700人委由投保中心提起團體訴訟，請求返還已收取的學費共1億多元。台北地院今判准8217萬8280元，可上訴。
由陳永祥經營的威爾斯美語、學承電腦在全台曾各有16、19個分校，陳另經營線上美語學習網站微爾科技，但學承電腦、威爾斯美語前年11月起即無法支薪及繳納各分班租金，前年1月20日更無預警關門歇業，讓超過3000名學員求償無門。
爆發後，陳永祥潛逃海外，遭控吸金24億元，還誘騙年輕學子辦理信貸，連帶合夥人翁一緯、吳俊賢也惹上官司。台北地檢署調查後，認定翁、吳未參與詐欺犯行，去年12月依涉犯公司法起訴2人，並對於陳發布通緝。
眾多學員與學承電腦簽約，並多以終身學習、循環學習包裝，贈送威爾斯美語課程等方式，或使消費者能與銀行簽約分期付款。但因無預警停業，造成消費者無法依約繼續上課，給付不能（提供學員課程）的原因可歸責於學承電腦。
法院開庭時，學承電腦公司人員未出庭，也沒對投保中心提出的資料表示意見，依民事訴訟法第280條第3項規定視同自認，消費者可依契約規定終止契約，並請求學承電腦退還已繳納的學費。
https://tw.news.yahoo.com/拚數位金融-外% E9%8A%807%E5%B9%B4%E8%A3%81%E6%92%A465%E5%88%86%E8%A1%8C-225636586.html
Fighting digital finance, the foreign bank abolished 65 points in 7 years
[Joint News Network]
United News Network
5.1k person tracking
Union line
July 25, 2018, 6:56 am
Taiwan's financial market has undergone digital financial development, including financial transactions such as deposits, transfers, and exchanges, which have been "online", and foreign banks have begun to cut "costs too high" branches. According to the statistics of the Financial Management Association, the five foreign banks (Citi, Standard Chartered, HSBC, DBS and Aosheng) have abolished 65 branches in seven years.
The Banking Authority's Banking Bureau released yesterday. By the end of June this year, there were 3,403 Bank of China branches, a decrease of 14 branches compared with 3,471 at the end of last year. Zhuang Yiyuan, deputy director of the Banking Bureau, said that in the first half of this year, four branches were added, including Wang Dao Yin, Yu Shan Yin and Kai Ke Yin, but Ao Sheng Yin, Standard Chartered Silver, Taichung Commercial Bank, Yongfeng Silver and Yuan Da Yin were all reduced by 18 The household branch, after deducting the newly added four branches, reduced the net profit of all the national banks by 14 branches in the first half of this year.
In recent years, the biggest move of the abolition branch is the foreign bank. Standard Chartered cut six branches in the first half of this year (Taoyuan Daxi, Dayuan, Guanyin, Hsinchu Kansai, Sanyi, Chiayi). Citigroup will also abolish five branches in the second half of this year (Hsinchu Science Park, Qingshui, Fucheng, Maizi, Fengshan).
According to the statistics of the Banking Council, from the Republic of China to the first half of this year, the five foreign banks have abolished 60 branches in seven years. If they add five branches that are about to be abolished in the first half of the year, a total of sixty-five will be abolished. Home branch.
The Banking Bureau said that in recent years, the public, especially young people, have used Internet banking and mobile banking transactions extensively. Because of the change in financial trading habits, the use of many branches has been reduced, which may lead some banks to consider reducing branches; and the bank branches are reduced. It will not lead to a reduction in the size of assets, and the "value" of physical branch licenses is indeed different from the past.
More udn reports:
https://tw.news.yahoo.com/%E5%AD%B8%E6%89%BF%E9%9B%BB%E8%85%A6%E7%84%A1%E9%A0%90%E8 %AD%A6%E5%80%92%E9%96%89-%E5%AD%B8%E5%93%A1%E7%8D%B2%E5%88%A4%E8%B3%A08217%E8% 90%AC%E5%A4%9A%E5%85%83-093808916.html
Xuecheng computer has no warning to close down. The trainee has been awarded a compensation of 82.17 million yuan.
[Joint News Network]
United News Network
5.1k person tracking
Union line
July 25, 2018 5:38 PM
Wells American, Xuecheng Computer, and TUTOR WELL collapsed viciously at the beginning of the year. There were no early warnings and 3,000 students. Afterwards, about 1,700 computer students were entrusted by the Insurance Center to file a group lawsuit. The tuition fee is more than 100 million yuan. The Taipei District Court has a verdict of 82.17 million yuan, which can be appealed.
The Wells American language and Xuecheng computer operated by Chen Yongxiang had 16 and 19 branch schools in Taiwan. Chen also operated the online American language learning website Weier Technology, but Xuecheng Computer and Wells American language could not be used since November of the previous year. Pay and pay the rents of each class. On January 20 of the previous year, there was no warning to close the door, so that more than 3,000 students had no way to seek compensation.
After the outbreak, Chen Yongxiang fled overseas and was accused of absorbing 2.4 billion yuan. He also tricked young students into credit, and even the partners Wen Yiwei and Wu Junxian also succumbed to the lawsuit. After the investigation by the Taipei District Inspection Department, it was determined that Weng and Wu did not participate in the fraudulent offenders. In December last year, they prosecuted two people in accordance with the company law and issued a wanted article for Chen.
Many students signed a contract with Xuecheng Computer, and they used lifelong learning, cycle learning packaging, and the Welsh American language course, so that consumers can sign up with the bank to pay in installments. However, due to the absence of early warning, the consumers are unable to continue to attend classes, and the reasons for the inability to pay (providing the course of the students) can be attributed to the computer.
At the hearing of the court, Xuecheng Computer Company personnel did not appear in court, and did not express opinions on the information submitted by the insurance center. According to Article 280, Item 3 of the Civil Procedure Law, it is deemed to be self-identified. Consumers can terminate the contract according to the contract and request to study. The computer has refunded the tuition fees already paid.
