it's in the proposal. anything in their proposal is actually already double confirmed. they wayang for discussion which is always just a fascade to con many that many are convinced and accepted such lame policy.
honestly speaking, with that kind of premium, we can easily get a pte insurance policy which if we do not like , we can terminate. this bloody MEDILIFE, if u do not like, u are still leeched to your bones!
if this is not daylight robbery, what is??