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im a newbie. dont know if my previous post goes thru. anywayz here's my two cents..
yup, someone visited your home and fell off your balcony as a result of a dizzy spell. oops, ur balcony has no railings.. guess how much you hv to compensate???
let's paint another scenario... you invited guest n guest fell over ur balcony because she had a dizzy spell. but guess what, ur balcony has no railings.. pray tell.. who is at fault now?
