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    Living in JB 2 (Johore)

    But bros using Tuas link are already paying so much daily.....and their housing at Nusajaya is also more expensive than other areas....still got demand wor Let's calculate....if buy HDB 4-5RM for $500k, assume loan is S$400k(pay upfront $100k) and 1% interest, monthly installment is $1287 for...
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    Living in JB 2 (Johore)

    I believe SGR was sold out already unless it was a bumi-release unit. But there's a new condo project within ST called Sky Peak. Looks better in exterior design although floorplan is more odd-shaped. I believe there's unit available as it's launched recently.
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    Banking & Finance (includes credit cards posting)

    Re: Which bank offers the best FD rate for non-residents? Hopefully, it is only Ambank that is having this policy. Any other bro had successfully started a new FD recently ? Not just renew but to start a new FD or any account for that matter. Anyway, I would take out all my $$$ from...
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    Living in JB 2 (Johore)

    I booked at Sky Gardens too ;-) There is the other newer project in ST called Sky Peak. It is the all the way highway from CIQ to Sky Gardens that attracted me. Environment also not bad with the commercial zones beside the project. Not confirmed but they are planning to have a shopping...
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    Living in JB 2 (Johore)

    Effectively, they're making the woodlands and Tuas link equally priced. The traffic would over time achieve equilibrium in terms of "traffic jam". An indirect tax for people living in JB and working in Singapore. S$250/mth for the tolls....people will still pay lah as you either get much...
  6. A

    Banking & Finance (includes credit cards posting)

    Re: Which bank offers the best FD rate for non-residents? MM2H of course can have FD.....in fact putting in the FD is the condition for getting MM2H. Unless you have student pass or employment pass or you're a resident (staying in malaysia), you cannot open a FD even if you bought a...
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    Banking & Finance (includes credit cards posting)

    Re: Most competitive mortgage provider/bank Good rate, plus no lock in, plus no monthly maintenance.... Too good to be true....any catch? Interest stay throughout whole term?
  8. A

    Banking & Finance (includes credit cards posting)

    Re: Which bank offers the best FD rate for non-residents? Non residents are not allowed to open FD even if they have a loan with the bank. This is the case for AmbAnk. Went down twice already and they just say would seek approval from main office but very long still no news. Dun know why...
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    Living in JB 2 (Johore)

    You can remit $36k at one go and incur a $10 fee. Dun need to split into 3 different transactions lah. I assume you're not Malaysian, in which case the remittance company would deposit RM10k per day for 9 days till the amount is reached. But I dealt with remittance company before, not money...
  10. A

    Living in JB 2 (Johore)

    If I have 100k funds, I can either redeem partially the loan or place in the current account which can offset interest payable. For partially redemptiion of loan, I still need to pay the installments every month and if I subsequently have cash-flow issue, then problem would arise. For placing...
  11. A

    Living in JB 2 (Johore)

    Look at the small notes. "For conventional landed housing, the area pertaining to the transacted property refers to land area. For strata sub-divided housing such as apartments, condominiums and strata landed housing (ie. cluster housing/townhouses), the area pertaining to the transacted...
  12. A

    Living in JB 2 (Johore)

    I get your point and I believe many others also know it. But the majority's view is that even though the current non-strata practices in 99% of G&G housing are against the regulation, the authorities are not enforcing it and so residents have nothing much to worry. They may be right but we never...
  13. A

    Living in JB 2 (Johore)

    Yes, to each his own. I'm the 1% who prefer landed strata for my own perception of higher security (long term wise) and also the more exclusive clubhouse facilities. But that is definitely not the main reason for the purchase. Many other factors like price, location, developer, package, etc...
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    Living in JB 2 (Johore)

    That is same case for me if taking flex loan from Public Bank. Good thing about flex loan is that I can just dump one big amount into the current account for the installments to be deducted monthly. At same time, the money is earning interest in a way because my loan balance would be offset...
  15. A

    Living in JB 2 (Johore)

    I cannot say for all landed strata title DMC but the one that I purchased stated that I can keep domestic pets like dogs and cats within my compound. But I cannot let them run loose outside my private compound......something to this effect. For the other condo strata titled that I purchased...
  16. A

    Living in JB 2 (Johore)

    Wow...I guess they are saying "ok....you can buy it for S$1m (i.e RM2.4m) just across the straits in Singapore ?"
  17. A

    Living in JB 2 (Johore)

    This is based on Setia Eco Cascadia that I bought recently. Each precinct is landed-strata on its own, so it has it's own DMC based on the strata-titled act. The whole project has many precincts. And all the owners in every precinct has to sign another DMC. This DMC is based on other...
  18. A

    Living in JB 2 (Johore)

    Developer can use DMC to bind the 1st owner into an agreement. I think the problem starts with the subsequent owners. By right, the first owner need to ensure that the subsequent buyer of his unit must also sign the same DMC. Developer collects a deposit from 1st owner ...which would be...
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    New developments to share

    That's why I said dun believe the price they stated on the website. It should be much lower. Check with them. I bought at about rm240psf for the smallest unit. All are 2 storey terrace with 22x80 land but different built up size and design. But recently they open their Cluster for...
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    New developments to share

    Then you jump for joy loh;-) Bro, of course u will confirm the price when you buy right... You 'll pay based on progressive payment depending on completion milestone (and how much you loan).
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