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If I forgo Johor I am talking about not having to pay about $300k SGD which goes someway to an OZ $1m home.

OK here is the strategy, live in Johor keep costs low, keep Singapore property to generate rental returns and invest in OZ for the future, IE. My daughter who has lived there for two years and doesn't want to return, I see OZ as a secondary retirement home.

Think of it this way, if rent out HDB and can rent Johor property at less than what you pay for installments wouldn't you have more disposable cash to spend? So this is more financially sound if just talking dollars and cents. And that is my strategy, by forgoing buying in Johor this strategy...

At 28, not money but time is your asset.

Where was the property located?

You think I don't know? That's why I write from a common man's point of view and advise them to be prudent and not anyhow throw money into risky investments. I understand the pain of losing one's life savings in bad decisions. No money, don't buy property, save the money and consider safer...

http://www.news.com.au/finance/real-estate/buying/why-chinese-property-buyers-are-here-to-stay/news-story/1c1ccd51cf863393eb24fe45542ed269 The Chinese prefer US, Canada and OZ and know value when they see it, cementing my decision to buy in Melbourne, most livable place to live 5 years in a...

Your path is still long ahead, have you thought about how your children are to socialize and go out at night? Go to university or poly later? I am interested to know because my son has told me he flatly would not move to Johor.

He never invest in risky property so why need back up plan? As for those that did, the backup plan should be to dump and cut losses now and reinvest in other places to make back or take it as a lesson learned. So don't blame anyone for negative criticisms, there are solutions, just whether...

Isn't that the truth? You mean Iskandar investors all making money? You tok kok no need fair one hor? Because tok only free mah. Can tok like expert...... Ha ha ha ha funny man! All Iskandar investors are the best and cleverest wakakakakaka :) :)

By not investing in Iskandar is already a brilliant back up plan lol lol, when you invest in Iskandar then must have back up plans many many. Lol.

I am wise enough not to be sold by brochures but sheer business acumen to make my decisions.

Developers never make losses once the units are sold, the bomb is passed to the buyers, just like musical chairs, except that developers are always the ones who are the start of the game.

Ha ha from the way I read it, your backup plan is to not have a backup plan and YOLO your way through life.

And what is your backup plan if you lose your job? Your commitments in Johor are heavy, you have kids and no spouse to help with the payments.

Singapore is not a place for wage earners or pseudo Entrepreneurs, it is a place for the ultra rich to park their money as a safe haven and true entrepreneurs whose revenue and business is not dependant on Singapore market but world market.

....to those who do not plan.

Time to leave.

There is no perfect place.

The truth is not bashing lah.