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currently, i still live in Sg. I bought a house in jb purely for preparing for bad days. now use it only as a weekdnd home. i have paid off hdb loan. however, how to pay the condo loan is a big problem if retrenched and given the current weak rental market in sg. so i think that if...

i am sorry but you can pay evert utility billl online e.g. using maybank online banking. Every month i pay online tnb. saj. every month TM charges me rm30 for hyper tv. i also pay online. Property tax cukai harta can also be paid online via maybank or JOM. it is really as easy as in sg...

while you are waiting for an answer from Frodo, i can tell you that utility bills in JB are much cheaper than what you paid for a hdb flat. Water is almost free to use. Moreover, you can pay every bill including property tax online. not bad isn't it? Having a house in Jb made me much less...

In Aisa, high tech companies normally set up HQ in Shen Zhen rather than anywhere else. this trend never stops and results in a tremendous increase in the property price in Shen Zhen. As an engr, i go to shen zhen on biz trips sometimes. now is already 20 times of what was 20 years ago...

Definitely he is not from manufacturing. In 90s, sg produced more than 70% percent of hard disk drives in the world. the industry employed hundreds of thousands of commoners. now most of the industry moved to penang and thailand and china. also in future to jb. because of high production...

Still think about a first world? if you read news @ china websites like sina, you will be most amazed that the property price in shang hai is going up crazy now. unprecedented. bigger (160 sqm) hdb-style flats catered to a big family rises 5 mil rmb that is 1 plus mil sgd in just eight...

indeed. many foreigners profit tremendously from the miraculous beijing property market ptovided they bought 10 years ago. South koreans are the ones. if you go to an area called Wang Jing in the district of Chao yang in beijing. you will find yourself like in South Korea. people on the...

it seems that the average household has a decent income. but for how long. can they still have such an income when they reach 55, while the retirement age is 65? that is a question. if you stay put in sg or just go overseas occasionally for sightseeing, you won't realize that the average...

i am in IT. i think i know what is going on in IT or Electronics. perhaps it is not your husband's fault. it is very hard for an engineering graduate to find a new job in his 40s. i know some phd who get retrenched or their contracts expired. cannot find a job and in the end they go to china...

why it is mentioned that an average person in sg cannot afford a rm 1 mil house in jb? i think we are one of the richest country in the world. . what matters is where the capital flows. i believe you are not in manufacuturing. if you study the trend of statistics, you will bot be so confident.

i bought for retirement. as i feel that i do not have sufficient financial means to support ourselves in sg through all those years when retired. if you read news you will know how bad sg manufacturing is. if you are a salaried employee, i do not think that any company willl keep your job...

a few weeks ago i had a drink with a friend. so i took taxi home. the driver is a typical old uncle. the moment he started to complain that the cost of living is so high nowadays. his elder son cannot get a good job and salary. not able to support him. at this age, i think at least 60s, he has...

Property tax in jb is a peanut if compared to other countries. my friend in the CA, US pays the tax of 20k usd a year for a 1mil usd house. in a ulu country like nz, where property tax is lower than most countries, it is every 2000 nzd a year if the cv of the house is evaluated at 400k nzd.

That is pretty impressive. my wife and i both working. and i think that by the time we both retire, we are still far from clearing the sg condo loan. the cost of living in Sg nowadays is simply too high. probably when retired/retrenched, move to jb and with the help of the hdb rental,we...

i am in IT industry. it is a usual practice that an IT company will let the contract lapse when one reaches 50s. most salaried people in early 50s , if salary is ok, willl have no hdb loan but stilll have a hefty condo loan. the rental income from hdb or condo is barely able to cover the...

if one gets retrenched in early fifties, probably the only option left is to rent out hdb and move to jb. unless of course you have enough cash sitting in bank or you have to work at a supermarker or airport or food courts. some people simply cannot put up with this idea but have no...

Rent may be an option but better not stay in hotel too much for hygenic reasons. Could search online what/which people usually do in hotels or how quickly hotel staff manage to clean up rooms. i do not mean those 2 or 3 stars or hostels.

It seems that some people are afraid of everything. if really so worried, i doubt if the company asks you to go to US, what shall you do? so many guns there. if you stay in HH and go to shopping centres nearby once in a while, what does the political issue of who gets admitted into...

http://business.asiaone.com/property/news/4-room-flat-clementi-fetches-900000-the-first-time Sg is safer. therefore, it is so much more expensive than jb. just now a four-room hdb sells 900k at clementi. needless to say it must be bought by some rich china immigrants. they like to buy near...

how you view the sg economy depends on your job security. if you work as an engineer*like some of my friends, you will definitely not think the economy is good. nowadays many engineers or R&D staff are retrenched in their early fiftites or late 40s. you know the reason.. the oil and gas also...