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most likely his cardio is horrible. he might be going to gym often to lift weight etc, got muscle mass etc look fit. but internally if do not work on cardio which make the heart pump, the engine inside will also get rusty

unless have big purchases, I find it making sense to live this way for now as I am single. Of cos once married with kids i don't think I can do this anymore.

i a bit extreme as I am a loser not yet married so can do that. 0% property 60% stocks (all in uncle sam) 40% bonds/cpf, 0% cash (only have about few k every month in wallet).

if he has just stupidly dump all the 300k into ETF like SNP500 (CSPX or VUAA) and don't look at it since COVID.......he huat already.... retard..... This is what i do now actually, I just blindly buy into SNP500 every month and I am actually doing good.

that what i feel too. everyone is too balless don't want a WW3

https://seekingalpha.com/news/3810906-arena-pharma-ticks-higher-on-nasdaq-delisting-notice-for-pfizer-deal

go read the news la, they buy another company resulted in merger. likely to be re-branded that why like that, they not closing shop or anything

NATO = no action talk only. lol just like the 春秋战国 era, 6 countries (NATO) combined to whack Qin also at most force it back to Hangu Pass. this time Russia is the Qin.

personally i also find her and zhao min prettier than the 2 plastic looking xiao zhao and zhou zhi rou in this version.

ao bai also if got Qian long related movie/drama lol

lol the botak porn king as xie xun, he act how many times in that role and Ao Bai also lol

https://mothership.sg/2016/09/adam-khoo-criticises-sph-for-claiming-he-runs-company-which-he-is-a-director-shareholder-of/ when ship sink, faster say he has nothing to do with it (he is the director and share holder). u trust him? lol

lol i really got top up cpf also treat it as bond

if i don't interpret it wrongly means if done electronically online no need to pay. hope other banks don't follow will affect the older generation that do not know how to use internet and ibanking more.

actually these days I can never understand how come people holding so much cash on hand. unless of cos u going to have big purchase like flat etc that one i can understand. other than that why hold so much cash? I only have 3k to 10k (in fact i find 10k a bit too much going to try reduce it to...

not really. horse racing was doomed when casino was allowed to be built. they really have to revamped their biz model with zero ability to attract younger customers.

you confirm used to work in turf club or a horse owner to know that lol.... I happen to work there for few years in my early career. so still have contact with people there....its a mess there now under the new PCnC lesbian from mediacock. less than 1 year after she there top management...

that what i feel too when i read this. really taking the tax payer as blind

https://www.thestar.com.my/news/nation/2021/12/22/rmaf-in-process-of-procuring-fighter-jets-from-kuwait?fbclid=IwAR27HvZ0jsMdxneQxwsd3XXqccb9mTJvYkrZTOFdBNEwpbTGlgmjXU2xSLI buying a 70s era technology that is no longer in production that Kuwait cannot wait to get rid off like hot potatoes. I...

very few store can use. my mum just use that 100 buck voucher exchange for 95 buck cash so she can spend everywhere with a store that accept it. smart move if u ask me