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sequence counts! :eek:

I heard to be safe and for cheaper faster and better way.. do will in both malaysia and singapore. but i think i will just have that do in malayisia.. becus for singapore, i pretty dont worry of the laws here..

lol.. my back pack contains my university books and diary and stuffs.. my friends even more kiasi, have 2 wallets, just in case tio rob, give 1 wallet to the robber..

those back pack ok ? if not we gonna resort putting those in our bike box..haha..

no wonder, i got my flexi alliance bank.. i have yet open an account with my mum. haha.. i can open account at any alliance bank branch and then do payment at different branch right?

no way for me to lessen the smoke right? i regret getting this piece of shit from hock kim leong. cost me $4000 for a FT plate. they cover me COE which cost $2340 when i bought it. 1 year insurance, half a year road tax are also being covered..

I saw alot of people using Hondawave 125, isnt that ok ?.. in term of economical.. on top of being F, ICA officer will start have their pen and book ready to issue fine! haha

urs flexi loan account?

oh gosh, all the while i thought that 2nd link for bike it is gonna be manageable! avoid 5:30am to be at CIQ, then i gonna wake up at 4:30am and then reach office at 6:30am !! lol ..

Re: Term vs Flexi Loan This article is only meant for Malaysian readers. Thank you. For those of you who have purchased a property before, you would most definitely have come across the Flexi-Loan offered by many banks. It is one of the most useful loan accounts in my opinion and everyone...

Term vs Flexi Loan Currently, in the market there are two most widely known Property Financing. There are Term Loan and Flexi Loan. But for many of people, they have no idea what are the different between them & which one to choose when buying a property. Actually, in addition to Term Loan and...

1) What is the difference between Term Loan and Flexi Loan in terms of interest calculation? - There is not different in interest calculation between Term Loan and Flexi Loan actually, both runs under the same principal where interest is calculated base on your principal balance. Mortgage loan...

yup, u are right, that is the guy..

The guy i dealt with is actually not directly from Alliance bank but Alliance bank outsourced to their company to go around grabbing customer..

then i think they are pulling my legs :( darn banker always like talk cork with me.. now i got tricked to be in flexi loan..

10RM monthly per month is manageable?.. - i guessed.. some more flexi account , they calculate interest on a daily basis. for traditional account, they calculate interest only at the end of every month.. there is a slight different to it..

I got mine from Alliance Bank. Nothing has been told to me... darn.......

i am at office, maybe once i remembered to bring that, i will bring it to office and censor the rest of the information..

for those who have property there and are on flexi-loan scheme, it is recommended to convert spare cash and put into their loan account. this would in turn reduce the interest being charged. flexi-account, Principal Owed - Savings in the account = X X is being charges for...

There is also another way, which his wife(relative) can opened an account with him. then at least can TT 20k RM per day, and then of cus the wife(relative) has to transfer the $$ back to his own account thereafter..