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For people who owns only 1 property and want to live in it, rising property prices does more hamr than good. Property tax is tied to the value of the property. You derive no income/benefit(except for feeling shiok) from the rising value, but yet have to cough out more for the rising property tax.

http://news.omy.sg/News/Local-News/story20160301-410514 If and when they remove the 3/4 tank rule, I predict that the jam will be much worse, even at the supposedly non-peak period. The Ron 97 petrol, which is supposedly non-subsidised goes for only slightly over RM2 per litre.

A silver tsunami is fast developing, if it had not already arrived in sg. A lot of these "silvers" planned their retirements based on the much lower cost of living then, and would find it challenging living today on their savings. The real question to ask for these folks who have a LOT OF TIME...

To rich men, $300K or half a peanut is loose change to you. If one's take home pay is only $3K a month, it will be extremely challenging to even save $30K annually. $300K represents 10 year savings.

Investment is buying into the future. If one must see before buying, that's not investment unless you are buying into something that you don't see today. Base on your opinion, which if not restricted to property, M'sia should be a dead country by now attracting no investment at all. In...

There is a saying, 有借有还上等人

UOB in City Square offers promotional FD rates for "fresh fund" quite often. This is not published on their web site. A telephone call to that branch will help in finding out if there is any such promotion at this moment. Depositing with this bank may take your mind off worrying about the...

Sometimes, "top talent" is a hype. It's "who you know", in other words, "connection" that matter most to land top job. While they say, EQ is more important than IQ, it simply means who is a better "weight lifter" in terms of "carrying balls":D. Unfortunately, most people who choose...

Determining property value based on professional inputs is not unique to Johor properties. In S'pore, the bank loans are approved based on valuation, not transacted amount. Even in HDB, there is COV.

Don't think this arguement will ever be settled; 一类米养百类人, and to each, his/her own. Utopia has yet to be found.

Ever heard of Air BnB? Not that I'll be happy living in such condos.

Hi Bro Frado, since you ride bike across the causeway daily, you may want to take heed of what's written in this http://www.allsingaporestuff.com/article/nails-attached-number-plates-msian-bikes-look-out-or-risk-tyre-puncture Not sure about the authenticity, but there's no harm to be cautious.

For time immemorial, humility is rarer rhan rare,

There are many versionS of foresight, but there is ONLY 1 version of hindsight.

I've heard of the phrase "Hindsight is 20/20 vision"; wonder if one could fill in the blank "Foresight is _/20".

I can share Frodo's feeling, a rented property is never home. When I started working many, many years back, the "smart" me calculated that it is cheaper to rent than to buy due to the VERY high mortgage interest rate then. After renting for a while when I cannot improve the furnishing to my...

I can only speak for car drivers: the big difference is that after passing immigration, there are TRUE GREEN lanes operating in JB. Coming into SG, while there are lanes marked GREEN, their operations are no different from the Red lane. In fact, there are times you can clear custom faster by...

Is this a trick question? It's a choice of Lesser of 2 evils, or a case of "head I LOSE, tail you WIN". Choosing either doesn't make sense, oops is it cents

Technically correct; "have not adandoned", simply POSTPONE INDEFINITELY .

There are ethical and unethical marketing called scams. Surely we are not short of reported scams lately, if only one cares to scan the daily news.