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yeah, esp as cycle reached a peak in 2013, many could have cashed out then. In condosingapore, someone posted that somebody had made a loss of 5.5 mil selling his Frankel Ave detached house just in Jan last month at about 800psf or 9 mil + as he had bought it at a peak of 14.5 mil a few years...

Thanks for your willingness to share...will definitely pm you...

Is it still a good time to buy retail property now? From what I understand they can be quite expensive and rental is declining.

How old r your friends when they r retired? With children? Do they manage to retire earlier than if it had been in Sg? What r their sources of passive income and how much is sufficient? Sorry to ask so much...hope you dun mind or I can pm you.... Happy CNY everyone!

Do you and your friends all stay in JB and work in Sg?

You own freehold landed in Sg too right? Intend to hold for how Long?

My elder boy also says rental is a better idea...and as there are hints that ABSD may be removed soon, perhaps we should not sell... Have stopped my only hectic locum slot on Monday mornings so hopefully, I will enjoy working more...will take more breaks too... Kids education still the...

Thanks for the info...

My Sg car is killing me slowly...bought when COE 89k cause can drive away with 3K downpayment...road tax S$1600 per year...now COE crash I very sad, dunno if switch car now will have cost savings or not...

FD in Singapore can get about 2.0% now I guess the main push to sell my terrace house in Sg now is if I believe prices will go down in the long term but hubby seems very confident it will go up so he is reluctant to sell.... Just read about Paya Lebar Central , a development with Grade A...

Sure, thanks..

Thanks for your replies....we were discussing last night and concern is currency risk as we may need the funds in our old age to move back to stay in Sg (when we are very old)....any thoughts on that?

Thanks, could not find the info on their website...

Wondering is there anyone here who puts a significant amount of money into Malaysian FD to get passive income from it? Like S$800k? Is it advisable? Or foolhardy? Need to invest that amount to get at least 4% returns to have enough passive income to retire. Or should I put into shares or property?

Anyone knows how much is the Sunway College A level fees a year for foreign students?

Thanks, that is reassuring to know...you have been very helpful ..:)

Thanks, what about all passive income?

What is your dream car? Mine is Jaguar and my hubby BMW but do not think we will buy it cause do not want to be targetted.

Does anyone know if the RM10k monthly income requirement can be fulfilled by passive income or must it be active income?

Yeah, called again and this time, they say cannot... But no big deal, will just take public transport into Sg, any way only need to come in max 2 x a week if wanna work...