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Re: Car Respray in JB There are 2 shop in Selesa Jaya I find the workmanship not too bad. I do not have the address or phone number. only know how to go there. After Petronas selesa jaya station turn left then turn left again.

normally is place a few ks as booking fee. then upon signing s&p you pay the balance of 10%. to place 10% before signing is not normal.

not sure what trouble will he get into. even if PDRM come they also won't do anything. the most ask him to keep the flag only.

Re: Opening Of The Eastern Dispersal Link (EDL) http://www.oto.my/ can check out this site. something similar to sgcarmart

Well interms of %, iskandar give me same return as hdb. but of course if you have hdb, then you gain on the property also the strong SGD$.

i'm consider single PR(wife is not PR). so cannot buy hdb. CRF? or do you mean CPF?

I use to travel everyday but had stopped recently and come back work in msia. as long as more than 183 days per year than will be consider as tax resident. even if travel daily.

yes. the person is me. in fact it is ICA officer to ask me put JB address in the ic when i renew re-entry permit.

if you know where taman seri orkid is, the money changer give quite good rate. their rate comparable to JB town one, if not better.

PR do not need a residential address in SG. They can even put their JB address in their blue ic.

I haven't seen TP block in NS highway for a long time already. for other highway, yes. what i'm trying to say is if you do nothing wrong, fear not and no need to pay them a single cent. whether their intention is to collect duit kopi or to catch reckless driver is nothing that we can do.

an offend is an offend. If you haven't offend any traffic rules there is no reason the traffic police stop you. instead of blaming police force first we look at ourselve first if we really really follow traffic rules.

middle income group of SG or middle income group of MY? these 2 middle income group purchasing power are very far apart.

SGD2.7K vs MYR2.7K. most SGrean will use cpf account to pay for their loan, so they only need to top up like 1K+ from their disposable income. but most msian will need to fork out all 2.7K from their disposable income. using EPf to pay monthly installment is still not that common in msia.

Well I do think Singapore definitely got a lot of talent. however given the same task foreigner like msian, chinese, indian, pinoy,....etc can do it a lot cheaper.

yes EPF pay 5-6% each year so I think about the same whether to withdraw out to reduce ~5% home loan or keep in EPF receive interest.

yes. msian can use EPF for home loan. but usually they keep in the EPF account for few years accumulate a certain amount then withdraw one shot to reduce the home loan. Only recently EPF has change the rule and allow use it for monthly installment.

I think sgrean can pay installment using cpf account, if not enough only need to top up a little. but msian do not normally use their epf for monthly installment, so need to pay a large amount from their income every month.

1mil terace may seem normal for sgrean but its very hard to chew for msian

Not sure if goverment will accept about this while you can free up some land in SG for other use, but at the same time you are also shipping out $$ to JB.