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Trends show there has been a drop in share prices. Given the current scenario, it makes more sense to invest in unit trusts via DBS… I feel that such an investment option allows for minimization of risk...

If you own a car then it is always necessary to take up car insurance as it covers accident related claims. Some of the benefits of having car insurance that I know about are: • Free petrol vouchers • Flexibility to get accident-related repairs at any MSIG authorized workshop • Unlimited cover...

Technically speaking, money deposited by an account holder in a bank becomes the liability for the bank. That means the bank will pay the money to the holder on demand…so legally the money belongs to the bank and the holder has a legal claim to it.

Only need lawyer for changing the will I believe.. CPF and insurance don't need, just go down to the office/bank and say that you wanna change.

depends on your income and also why you wanna get the card, eg. Is it for rebates, discounts, pay bills etc. for me, I've only got the everyday credit card and I think that's enough for me personally cos it fits my my needs currently. I think its more for youths/people in their 20s, so if you're...

Re: What is the use of having a checking account if you already have a savings accoun savings accounts are not really intended for daily use, transactions are more limited.. It's more for like depositing your savings.. whereas for a checking account, its like an account for transactions.. so...

Re: Cheaper Car Insurance insurance is not just about cheap, more importantly is the coverage isnt it.. but i think generally car insurance singapore mostly covers the same benefits, so you can look out if they have value plans (eg. posb driveshield)

Its really quite hard for average singaporeans to plan for retirement, especially the younger generation... But I think its still a must, otherwise when we're old, what's gonna happen to us man? I just tried to use the dbs retirement planning calculator.. kinda scary to see how much my...

Internet banking lor.. Provided you have signed up for the service.. Nowadays all the local banks like posb, dbs, ocbc etc have it. After signing in, just click funds transfer to other a/c or other bank can already..

Wow I didn't know it jumped till so high already! Exorbitant… maybe its time to get my parents some health insurance.. Do you guys have? Was looking at this myshield policy.. Can use medisave to pay for the premiums.. Good anot?

Hey, sorry for your loss… did your dad take out any insurance policies? I think a term life insurance would be able to cover his repayments. Or maybe you can check his housing loan? Nowadays home loan do come packaged with insurance.

Re: Can Singaporeans who gave up Singapore citizenship still hold a bank savings acco Which bank is he under? For posb singapore bank account, I believe he can still hold it… For the 2nd qn, I don't think he needs to report tax.

That's why most people have other health insurance plans apart from MediShield I guess… as there are more benefits such as lower premiums and extra coverage provided.

The COE is not insured but some companies offer insuring the COE /PARF Value.... By insuring the coe/parf, the insurer will pay you back and recover the amount from LTA directly ... But by not insuring you get back this amount directly from lta.. it is indeed an "administration" fee charge by...

Crazy people..Went to the sinkie banks and took a look at their singapore home loan rates. :eek: Work so hard their whole lives to pay off a shoebox flat. Waaaah...worth it a not. Come to JB, can buy house, land and car for a fraction of what they are paying.

aiyoh so young die already. he haven't experience the 'pleasures' of life. :D Kids today don't know how to see past their issues. So sad loh

Got my home loan from dbs. No way I'm going for a 50 year financing period. Let's say I live up to 80 (being positive here), taking that 50 year loan would mean i would be in debt for nearly two-thirds of my life! What a deal. :eek:

Has anyone taken the UOB 50 year loan? I'm looking to buy my first condo and need a loan. Am looking at posb singapore home loan package and the UOB 50 year one. Trying to see which one is better. the posb one is pegged to cpf rate and got people say govt is increasing the cpf rate. Is it really...