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that is true... if the loan term for HDB is ending soon... if both about the same time... should always pay for the one which takes more interest first... At least in money terms lah... :-) I am also doing it the same way as you.... HDB ending soon in 5 years... so glad that I finishing it...

the rate for HDB is 2.6% while the rate for MY is at least 4%. difference of 1.4%, or rather about $30k over 20 years on a loan of $200k

welcome to HH and the forum! HH will not dare delay past the agreed date on the S&P... you can sue them

poorly built flats.... hmm... I am staying top floor, and I can hear people nailing the wall at night from up stairs.... marbles dropping (not mine) also can hear... having shifted around, and heard the same "noise".... I guess most flats in Singapore are poorly built then

actually most banks offer BLR-2.4% And most of them offers the full flexi plan as well. I chose Alliance in the end coz the Islamic Package gave me 0.05% interest on the excess I pay into the linked account.

wah.... you all joking right? rental so expensive now??????

fwah! $2.5k per month?? enough to pay monthly installment of a RM1million unit over 20 years tenure.

sultan say one bo bian.. LL have to demolish... haha...

hey everyone... is the gathering still on????

many other nice place have food leh... the other day coming back from Cameron Highlands stopped by Gelang Patah for dinner.... the Zhe Char there.... aiyo! soooo good!

Prem on Maternity? Serious?! was still talking to her 3 weeks back at the gallery.

you should buy your electronics from Sim Lim Square.... Low Yat is selling below the MRSP of Canon Malaysia of RM468 while Challenger is following the MRSP of $249 of Canon Singapore. but yes, Canon printers are priced slightly slower in Malaysia compared to Singapore for older products.

bro, that looks like Prem to me also leh... Prem is the best sales I interacted with in HH so far... The first time I was there, was served by Ricky and he was really slow at my subsequent questions through email Bought my unit through Prem in the end.

alamak.... that one not mentioned leh

on the topics of MACS... Malaysia has announced today that Singaporeans and PR can apply for MACS anytime with immediate effect. The "at least 4 times within the last month" rule no longer applies to them. http://www.zaobao.com.sg/special/singapore/pages5/sg_my110620.shtml 新加坡公民不再受限入境次数...

For my case, yes. My mother in law went in only twice in the past month and applied with us, the officer say cannot. Then give them explanation that we have house in Malaysia and she staying with us from now on, then they say ok.

because from what I understand, there will be no more train by KTM coming into Singapore in 2018 when the RTS system starts.

thats my understanding.... :-)

nono.... in 2018, the MRT will depart from woodlands (near Republic Poly) to JB. you will see Singapore immigration there by then I guess (since its going to be a 40 hectare area) At the same time, KTM train will no longer be coming into Singapore at all.

ok, confirm... both the Singapore check point and the malaysia CIQ will be located at the same location in Woodlands, where the train currently stops.