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No la, Teck is not so old haha. He knows what he is doing.

Good move : )

May I add that the interest u pay for the loan against ur insurance policy cash value can be in the region of 8% per annum. As rightly mentioned by Cathy, after taking the loan, try to pay off this loan as soon as possible otherwise, the end sum can add up to quite an amount. Having said that...

LeMans, tis is getting too hilarious already. Please stop! : ) But then, hmmmn...... (food for thought)

Happy Birthday Crystal - So happy for u and ur achievement! Hopefully after we move over to JB next year we can all celebrate ur birthday with u. 2012 should be an epic year for most of us! Cheers!

Re: causeway link bus Hi Investor, You don’t need to clarify yourself, we all know you meant well. To me, the administrator was being presumptuous and was rude to have used such condescending tone on you - totally uncouth!. He was behaving like a bully towards you! This thread was...

Season's Greetings and Merry Christmas! Season's Greetings to all and Merry Christmas to all our Christian bros and sis here! Best Wishes and Thank You all for your sharing and kind advice. Odyssey:)

Welcome Sggecko to the forum and hope u have an enjoyable stay. U may want to start reading from page one of this forum. There are lots of info and little gems contributed by the good bros & sis here; some u wouldnt even think about. : )

Why? Is this important?

Ah yo..... Why dont we include the car(s) we drive too? Ah ya, serves no purpose la.

Hey Wuqi, I hope they are well now. Take care.

I m being racist here! I love mixing with malays; they are very gentle people, friendly, helpful, easy-going and humble - not in their nature to show-off. I think we should try to emulate how they greet each other; that's lots we can learn from them. Unlike some tun-nang I know who a bit only...

Hi Sobrielo, sorry to read about ur son's bad experience. It may be time to change the housing agent. From what I read, the agent and the lawyer seemed to side with the owner. Since you r the one who's going to pay the lawyer, u should appoint ur own lawyer to ensure that ur interest takes...

Najib hints at major announcement at next meeting with PM Lee Published on ST Times, Dec 12, 2011 By Teo Cheng Wee, Regional Correspondent ....He (PM Najib) also announced a 942-strong auxilliary police battalion to be based in Iskandar Malaysia to boost safety and security - an issue...

I believe it is normal practice. All the seller wants is to get his money, no money no house - simple! He doesnt need to spend the additional cost of hiring a lawyer to achieve this. The buyer, on the other hand, needs to engage a good lawyer cos he is the one coming out with the big money to...

Hi Teck, as far as I know, the S&P must be signed first before the State Consent (applicable for foreigners only) application can be made. In ur case, I believe the lawyer would hv put in place a Conditions Precedent clause stating something to the effect that the S&P agreement is conditional...

I want to reiterate that every point shared by Wuqi above is absolutely true! My friends and I bought our house from sub-sale and we have experienced some of the above events in one way or another. Buying from sub-sale is not as easy as from developers so please heed the advice given, or...

Hey, tis is good news for u Teck! But I know u wouldnt, at least for now....lol. Tis is good news to all who had already vested in HH. Avelc, mia tu liao!

Truly happy for u, Wuqi. U did well and congrats on the coming new addition to ur family :). Nothing like the sound n voices of littles children running around! Priceless! Our children is what keeps us going in moments when we r down. Congrats once again.

LGLab, very funny, haha. Yup! the condo must have more than 2 storeys before u can buy : )