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talking about fengshui master... anyone can advice what's the process like? buy house first then engage, or the other way round? pay first for first-round check (if house not bought yet)? what is the indicative price for a house, and finally, any good (and affordable:D) master to recommend?

chill guys! grass is always greener at the other side. in fact, there are pro and con in each.. it is up to an individual's tolerance/acceptance given the facts. example, some are OK to travel the causeway and put up with jams everyday, some are not. to them, 1++ hr jam nia... other...

actually i was thinking of the Ewoks worshipping C3PO LOL! http://www.youtube.com/watch?v=YQFX2aEv3G8

thanks bro! ;)

sigh.. just finished an early morning conference.. my mainframe lead in the U.S. broke news to me half his team got laid off.. despite complains about service levels.. they are now left with the skeleton. yes.. ceos earns tens of millions annually.. meeting cost targets they set themselves...

fully agreed with that. look around u.. pinoys, prc and indians all tend to keep to themselves and watching out for each other in sg. we should learn more like them too, though we should also try to assimilate in our new homes too.

true with that. mnc have the hire/fire attitude whenever they need people/meet cost numbers. my type of job is rather unstable. i follow my company's contact with the client. they have the deal, i work within the deal till expiry. if we lose it, i'll have to look for others, or do internal...

on the surface, they have anti-racism laws.. but deep down, there are quite a number who are. it has gotten worse, as they also have a lot of FT competing with locals for jobs. a friend of mine told me many mainland prc have spoilt their market, driving almost everything up. imagine, a...

@rogue1109, odyssey & crystal: my eldest just started primary, and younger one will be joining him in a couple of years. as typical sinkie, the kids attend classes in sg like berries, english and music lessons.. basically 6 of 7 days a week are used. wife can't drive, totally dependent on me...

car cams are beginning to be a necessity nowadays.. too many jokers around. earlier today i read a ST online article about one guy driving toyota wish overtook a cab, then reverse ram into the cab, and tried to claim the cab (road rage incident). the cab has an on-board camera. this case...

while working out my sums.. this is what i found out: 5rm hdb, non-prime location, fetching rental S$2k/mth (RM$4.8k) jb terrace at RM$600k, about S$250k (using 2.4 exchange rate) disregarding bank interest/rate fluctuation, and able to secure a full rental of the hdb, get back S$24k a year...

agreed. look at the posts.. it is a mixture of anger with their own gahmen and jealousy with us. we can do it, they cannot ie. earn S$ but spend in JB with the converted RM$. their gahmen really sucks with racial preference.. i ever read in a malaysian migrate-to-australia forum. they...

okt = orh kwee tau okb = orh kwee bu? :p nah.. let's keep this thread clean please..

yes, that's a good idea.. it is a real waste to see a perfectly good car going for scrap in the flawed coe system i heard importing a non-local car on normal circumstances will be subjected to hefty taxes. mm2h exempts one from tax! found the source here...

@arsenal: thanks bro for the encouragement. also realized that recently when i started to think deeper... maybe that's why my folks are 'contented' with their hdb.. @avalon74: yes, i believe i am.. bought the aviva term plans for saf nsmen.. covered whole family 400k each for like $180 a...

@maxpark: looked at jb cos of the close proximity to sg.. i still want to be near the kids, if they prefer to stay/work in sg when they grow up. melaka/ipoh are good options but too far at this time. @jasonjst: as of now, my kids are total dependent. but traveling in/out, spending at least...

thanks everyone for your replies.. @asianbo: yes.. retire there eventually.. if i dunk everything, i can pay nearly half that cluster house's price.. but that is a risk, meaning no more rainy-day savings, and i'm at the vulnerable age now.. i'm not in gahmen, no iron rice bowl.. that's why...

i am doing a lot of thinking... my situation.. i'm a single breadwinner and have wife and little kids. 40yrs..the age where if i lose my current job, i'll have to drive a taxi :eek: some options.. 1. get a condo in sg (S$800k?), - for rental income (pay the property for itself should be...