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yes bro.. budget tight...no good over-committing.. i'm now opening myself to resale also.. one will get slapped with these with a resale: (quoted from teck's forum) "1) Stamp Duty == 1% - 3% (By Buyer) 2) Lawyer/Solicitor's Fees == 0.4% - 1% (By Buyer) 3) Other Fees == RM180 (US$49)...

talking about a property's valuation, or fair value... rather than relying on property websites, is there any place we can check? i'm assuming that, similar to resale asking price, the developer's price is not equal to the fair value right?

made a trip to laguna today.. this is my impression: security seems to be only one layer. the sales ladies brought me thru the guarded gate then to the show houses. bro doa, yes, saw the unit on sales. i didn't visit that cos there are already show houses that are renovated. there are 4 types...

oh crap.. just realized that i only talk about the negatives and how siong we guys are going thru LOL! clarify...there are also positive sides of her lah... in the end, they sorta balance out :D no regrets ;)

and one more thing.. don't just shower with $$$ and gifts... they will need more than that. give her the whole world and moon also not enough. she'll need you...your time and attention. she is the QUEEN during this period. her majesty. on a side note.. i don't know what happened since the...

yes, +1. my wife also the emo type.. sometimes really cannot tahan. the brain is somehow different. logic simply can't get thru :mad: and only when she cools down, she starts listening.. and got to be careful not to press the emo button again. ego also won't help, and will make things much...

bro.. perhaps right now your wife is confused, emotionally and mentally with the info overload. mood swings are common right? female species are somehow wired differently... don't take the cold-water literally..especially right now she's preggy. the focus should now be with the preparation...

actually cpf not very accurate.. when u overshot the contribution cap. iras statement is better.

well.. if u are at kovan mall level 2, there are 2 axs machines back to back. most of the time, only 1 is working. i know.. cos i visit kovan mall about 2-3 times a week. it has been like that for at least 5-6 months.

is it a weekend or weekday stay? you can get RM189 for weekday stay via http://www.latestays.com/lotus-desaru-beach-resort-sdn-bhd/ i usually get my bookings done here. same as u get from tour agencies.

Yeah. Going in again in the coming week. This time, checking out Laguna :-)

aiyo.. not everyday eat outside lah.. like that pok leow lah.. only about 5 meals a week we eat hawker.. usually when we send the kids to their enrichment classes

wait till your kids grow a bit older.. start to take adult portions.. and during this stage, they may eat even more than normal. even myself find the usual stuff not enough. need add extra noodle, or upsize (if its priced like $3, $4, $5). nowadays i budget up to $20 per hawker center meal. 2...

any other suggestions?

thanks bro.. sorry doa i missed this post ;) here's another option to check out :cool:

thanks bro for sharing... yes, we always suspected that weird sourish smell is from malaysia. i stay in sengkang.. from my place, i can even see TWO mordors (lord of the rings).. the chimney burning flames, air pollution and super-loud noises from jet planes from seletar :mad:

yes bro.. orang asli are the aborigines and poorest in the country right? or have they been relocated for new developments since 2yrs ago?

from the old thread 2 yrs ago http://www.sammyboy.com/showthread.php?35746-Living-in-JB/page79 it was mentioned tmn laguna is quite remote and near orang asli settlement. would there any cause for concern?

is he shooting GIC 指桑骂槐 using CSM's example? after all, they lost millions and millions till i lost count. probably he's referring them as the nigerian scam :D

u open onshore or via local banks? i have one with maybank sg. around 4%+. they'll convert your sgd into aud and that's it. btw, it is no longer 6% now onshore. just go to http://www.anz.com.au. ours is quite okay. of course, doing it now you are getting aud at one of its peak. not a good...