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haha bro, in JB there are only a handful of reputable condos with loads of expat.. cheers.

Reminders to all bros to be ever vigilant in JB. My colleague had his car's rear window smashed just 2 weeks ago. This did not happen in some dark alley way or obscure parking lot. It happened right in his secured condo grounds! And this is not some 3rd class condo in JB. In fact it is one of...

bro. if u not keen in the house anymore, would suggest you cut loss and nego with seller to at least return part of the deposit back to you. chance is slim tho. however if u still wan the place, better work with the seller and all parties. first apologise to seller/agent for the shouting and...

Yes bro...if u consider a retiree with little or no risk appetite and just wanting to put the money in the bank....SGD 1 million today will garner him about $800 per month in terms of interest. Just enough for basic survival in SG today. On the other hand, RM 1 million will generate close to...

hope it fares better than BreadTalk....dont know who taking over the space vacated by BreadTalk... cheers.

Agree. the insurance is not for onself. Afterall one is dead. Its for the family members to pay off the loan IMMEDIATELY..like tio toto like that for them. at least ease the passing a bit knowing house fully paid up. haha.

chill bro...not trying to belittle u la..haha. yes i think quit rent/prop tax is indeed higher in JB...

For the monthly mortgage of RM3.3K+, seems alright. why so high becos of the higher interest rate. The rest are inciidentals and for the insurance will very much depend on the type of policy. Thats why buy JB house tho cheap still must make sure do homework first,..."cheap" doesnt mean...

Well thought out bro..At the present moment, difference is about 10 times - presenting a lot of arbitraging opportunities still. In fact for some locations, it has already moved way below that. I belive it will eventually reach 5 times for most locations in the middle term and in the longer...

I think many problems these days stem from the fact that people are living beyond their means. If they see their neighbour driving a big car, they also wan big car. If they see neighbour stay in big house, they also wan big house,..can afford?...they don care,..buy first think later. i hope we...

hi bro teck21, keep it coming with your reno blog man. haha. also learnt what is a pergola recently!..if have time may do a reno blog also,..but with 3 young kids running around, i think would be difficult. cheers.

I am also very optimistic about Iskandar, else will not even buy anything there. In fact on paper, my humble place has gone up 25% in just 4 months and i expect it to increase another 10% - 20% once fully completed. However like all investments, one should always be prepared with a back up plan...

hi bro,..as much as i would like to agree with you,..i have to say NO. if the young chap cannot afford to pay for the first prop (depsite all the govt grant and low BTO price), he should wait till he is able. By buying a JB prop, he is in fact denting his savings which means he will take a...

Bro. when u analysed this way, then staying in JB becomes quite unattractive. Same upfront (SGD100K). End up spending more time on the road. savings just a few hundred dollars every month. Furthermore, instalment for the HDB can be from CPF while JB's one got to be ALL cash. But if you include...

its not just the RM150K FD bro....have to fulfil the RM350K in liquid assets and income of RM10K per month to qualify to apply for MM2H for those aged 50 and above.... from their web... "Applicants aged 50 and above may comply with the financial proof of RM350,000 in liquid assets and off...

bro. if you look carefully, your black tank is supported by metal beam...so safe la. wooden truss does look a bit skinny though but they all look fresh and clean bro. should be ok la. I have seen wooden truss thats rotted and dont know recycle from where one in new houses. Where is this place bro?.

All the best in your pursuit for a PHD bro. Make sure don get your head permanently damaged in the process!...haha. cheers.

haha bro,..tasty honey but be careful of the stings man!

Its very common for the sales/project manager to 'play games' with their devt - controlling Who, Which, What, When, How and even Why units are being sold. One day you go there, they tell u 80% sold,..making u kan cheong..the kan cheong spiders will quickly jump in. next day you go again, they...