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Parkway parade's Yakadir. Learnt from bro Oddesey..got membership card also..haha. cheers. ADD ON: for >SGD10K, no $10 service charge.

Hi shawnbro, have u approach KSL to settle the floors?..any response from them. i heard they starting to do the wood floors liao.

jus doing my level best to save some money bro....eating instant noodles and using candles most of the time. haha cheers.

darn!..and i was still hoping to call in and waive the fees in future..like in SG..haha. Yes. i think may get a DC since i only want the convenience of paying for purchases...not the credit facility cos i/r on CC can be a real killer. cheers bro.

thanks for the tip bro, will check it out!

i was referring to the fees bro. for interest rates, cannot just look at loan rates alone. also need to see its twin brother - deposit rates (cost of funding). i.e the net interest spread. Agree that mortgage interest is definitely high and have to take steps to address it...such as using...

On the topic of finance, i think the next logical thing to have is a MY credit card. i suppose good for purchases especially online ones from MY sites. applying for one now through mortgage banker....hopefully no issues. cheers

Thanks sis. Wow. they really have a full range of loan types to cater to all needs. Amazing. But i still prefer the std flexi loan cos it works exactly like an overdraft account and set up is lower at RM200 tho there is a monthly fees at RM10. At least allows me to use the money in the...

hi sis,..for the mortgage loan u mentioned, are u saying that the bank allow you to pay off part of the loan and safekeep that amount which you have paid them. Later if you need the amount which you have paid, they let you have it and just charge you a service fee. I din know msia banks mortgage...

like the causeway and 2nd link, there are also basically 2 methods.... 1. Slow but cheap walk in Money changer better rate (2.41) slow especially for large sums. as rightly pointed by bro Asianbo, they will break up the money into RM10K per day. a painful process if you have large...

u will be surprised bro. within 6 months they have transformed some of the units from just wall structures into about 70% done. Once more resources are freed up with more units done, the rest will get done in double quick time too. Actually one part of me hope they do quickly, cant wait to...

i think i will get used to life in JB. i wake up at around 6 every morning....sat and sun included!..when u getting older, dont know why sleeping becomes less and less....wifey said signs of dying soon!....i agree. haha. cheers.

Bro. in fact there is no need to buy the fans from SG. KDK prices in JB are way lower than SG. Lately I have the pleasure of refining my reno/furnishing budget and realised in Msia, if one din gun for the top or foreign brands etc, generally prices such as aircon, water heater, furnitures etc...

bz with wedding?..bro...suggest u set up one table during your wedding specially for us forum folks. i will make sure i give big ang pao..haha..in RM hor.

wa bro. u went in by causeway?.. For BH, I think should finish in the next 2-3 months...i still waiting for the roads to be done.. cheers.

hi teck21 bro...what aircon brand and HP u getting man?..

hi bro, i am no architect and i dont pretend to be one..haha. what i know about my place is on top its not concrete. its actually metal sheet roof supported by metal truss..samma metal. the side concrete wall is done higher so that it give the impression is a flat roof. the metal roof has a...

"bro. maybe you want to use some of your powderful english and write to the customs people and ask them why the "funnelling needed?.also why have the basic presumption that every singaporean is a criminal unless proven otherwise (by opening their car boot)? i suspect the customs chief himself...

hi bro. most banks in malaysia are giving more than 3+% for FD. Singaporeans can place FDs in Msia banks. NO PROBLEM. It is useful for bros who want to use the principal or interest later for purchases in Msia. not so much to convert back into SGD cos the buy/sell exhange rate will negate most...

Its a good location. but at this price, they have already priced in most of the upside in the near term. There will be loads of developments rolling out soon in the vicinity, i think can still wait and see. For me, i am more keen in medini side..where barriers to entry is lower due to 99 years...