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Thanks sis. now throwing dice to see whether its a "GO" or "NO GO"..haha. cheers.

I tot there are more OKT?..haha.

Yes bro. i am also thinking of this at the moment and deciding whether to go for it...looking at the application papers,..looks like the process is going to be pain in the ass..unless pay agent to do it. cheers.

Yes bro, medication in general are cheaper than in SG. Also there is more opportunity for self-medication as controlled items like anti-biotics is readily available over the counter. So dont need to spend monies seeing GP who basically prescribe the same medicine. Cheers.

Bro,..ok since HDB fully paid,..now can talk about Option 1 and 2. I am also in your age group ,..so i think i can empathise better,..haha. If u ask me, both options 1 and 2 are viable paths to the same destination. Its just which is more palatable given your circumstances. Lets look at...

bro, if your HDB mortgage has not been fully settled, would suggest u tackle that first before exploring options 1 and 2. cheers.,

Just rec a call from CIMB Msia telling me my credit card application approved. No annual fees but understand Msia govt collects RM50 anually as tax on Credit Card...no such thing in SG tho. Also need to pledge an equal amount of money in their FD as credit limit for the card (min RM3K)...

Have bro, ive seen those online types..To be effective, normally alarm systems are linked to a 3rd party such as the guard house (hopefully not sleeping) or security company (got to pay money). They will inform you bro if the alarm goes off. cheers.

bro. normally the alarm is 'armed' when everyone is going to bed or when everyone is away from home,..to minimise false alarms.

I am no security expert bro,..i read somewhere once the wires are cut, the alarm is activated. thinking of taking up a night job bro?..haha

6 to 9 months bro?...dont think I can wait that long man. its like asking teenagers these days to wait till after marriage then have sex!..haha. i think developer has no excuse whatsoever with regards to warranty. The fact that the WC cracked (and its not the first case) means that their WC...

bro. i suppose these are intermediate units?...i think lots (end/corner) with some land at the side (min 10 ft) will be close to 700+ to 800+K?

no worries bro. felt secured with the planned CCTV and comprehensive home alarm system. thats why started thinking. Yes grilles look ugly..no doubt. but i think after a while, will be able to get used to it..Also grilles is not exactly cheap. Will eventually take cue from neighbours. if...

was at BH today. Glad to notice the alarm system is in fact the more reliable hard-wired type. All windows and doors have wired sensors. now having second thoughts about installing grilles...but wifey says "NO WAY!"..haha. Looking at the progress, seriously think that within the next 3 months...

hi bro. which precint is that and whats the size and price?...also why selling?...water dried up? cheers.

JB mentri besar Abdul Ghani invited for some function at Bukit Indah tonight (lion dance i think)....some roads are closed at the circular. cheers.

About there bro. when i started last august, the rate was 2.45 thereabouts...lucky managed to covert some monies at that rate...now remaining amount at lower rate...sian.

it seems there is a lot of remodelling for your resale house bro. if u add in curtain/blinds, lights, grilles/gate + furnitures etc for the complete home, may be close to RM200K bro.... cheers.

bro. a big chunk of the budget is for flooring alone. I suppose you dont like the exisiting flooring. Else if wanna cut budget, maybe consider just acid-wash and make do with it?...i know there is a bit of debate between inverters and non-inverter. my take is always go for inverters as the...

yes bro. about 40% of the instalments goes to paying the fat bonuses of bankers....only 60% is actually used to pay for the house. cheers.