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  1. W

    Living in JB 2 (Johore)

    Ah, i was using wrong methods for so long lol. How about online remittance? My worry is how they traced and match the remittance request to the bank transfer money. Anyone tried before? if online mode is safe i might consider, save a lot of hassle.
  2. W

    Living in JB 2 (Johore)

    Has anyone tried before remittance via online? I.e. request remittance to Remittance/Money Changer Coy, and then do online bank transfer to its' account? http://www.raffles1.net/remittance.asp Anyway to ensure it's safe? I'm tired of using the change cash-> deposit at malaysia ATM mode.
  3. W

    Living in JB

    Hope this will happen in long run, but it's not quite possible to allow outflow of CPF monies now. Govt needs to cushion a possible property crash/softening locally. I do hope it's something on 3rd link, or some means to speed up clearing of customs for us. The causeways are the bottlenecks now.
  4. W

    Living in JB

    Re: Legoland You only need 1 name to buy whole family worth of e-tickets, but need to exchange for the Actual annual passes tagged to individuals when legoland opens.
  5. W

    Living in JB

    i love driving around west iskandar, but i don't like old JB across 1st link lol.
  6. W

    Living in JB

    Such people should be ignored, coz you'll not want someone like him to be your neighbour. Stay away from Nusajaya.. lol
  7. W

    Living in JB

    Hmm, what i meant is that the FD rates really cannot be used as benchmark compared to rental yields. FD depends on lump sum payment. Assume 1. you have 100k now 2. rental yield and FD at 3%. If you choose to put in FD, you get 3k after one year, 6.1k 2nd and so on, maybe at 5th year you've got...
  8. W

    Living in JB

    SG property is at dangerous levels now, any global crisis will start the spark of downward momentum, and we've yet to see the effects of recent cooling measure.
  9. W

    Living in JB

    I've seen the floorplans for 2-bedder, that bad? It's 106 to 112sqm right? Bigger than the new 4-room HDB flats lol. Maybe the layout sucks? I don't know, quite subjective. At 600k, it's kinda high compared to others in JB, but not really high compared to KL and Penang. If the whole project...
  10. W

    Living in JB

    Re: causeway link bus for a 500k loan at 4.2% interest rate, the interest paid over 30yrs is 380k.
  11. W

    Living in JB

    Re: causeway link bus Er, sggecko's figures are way off. Amortisation does not work this way.
  12. W

    Living in JB

    actually in new developing regions, freehold vs leasehold price appreciation rises in tandem, with delta price difference btw them. So for investors, it doesn't really matter. 20 years later, there might be a difference :D (e.g. price difference of xxxk, but both rises about same percentage...
  13. W

    Living in JB

    Any norms for Loan Legal fees when taking up loans from banks? Ignore the above, din't see the post properly. My first purchase's fees waived last time. So quite shocked when the 2nd's is so high.
  14. W

    Living in JB

    Personally think 7 to 8 floor is just nice for pool view. Not too near for comfort, yet can good view of whole area. Too high, then no point. If facing greens and rows of landed prop which you mentioned, it has to be much higher (10++) so i can have views of more greens than rooftops.
  15. W

    Living in JB

    Seriously, superlink for 1.3m w/o renovation?? is there any sites like URA where we can check caveats?
  16. W

    Living in JB

    Totally agree. Complains are just voices from the people, some valid, some nonsensical. It takes wise leaders to discern which is which. It takes lazy leaders to ignore all. It takes morally corrupted leaders to sleeve out those which serves their own purposes. It takes stupid leaders to work on...
  17. W

    Living in JB

    Sry, wrong page, Page 5, table 5, clearer on the disparity of income.
  18. W

    Living in JB

    Bro, not everyone in country A can choose to go down and spend in less expensive country. (of coz i agree country C cannot go to A). Assets appreciation only benefits certain groups of the society, and depends on Timing(years). You guys benefited more (i.e. able to buy more properties), i've got...
  19. W

    Living in JB

    http://www.singstat.gov.sg/pubn/papers/people/pp-s17.pdf Look at page 7, and you'll see which tier has benefited from the past decade. I am ok, i've got pretty good basket of investments, properties, savings. However, how about the poorer 20 percentile of our citizens? How about our next...
  20. W

    Living in JB

    From what i know, it's on the Taxable Gains, definitely not on the value of the property.
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