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  1. Newbie2012

    Living in JB 2 (Johore)

    Re: Your Friendly Bank in Singapore! As a followup to your mentioning of Japan 100 years mortgage, would like to add the following links as research material for investors here which I gotten with a simple google search of keywords...
  2. Newbie2012

    Living in JB 2 (Johore)

    Requesting for a Autogate will be like asking for a $150 monthly discount off the rental for a one year lease. Besides, I think you have triggered her "temper bud" by literally saying your agent pressurized you into making a hasty decision. She rather pocket your deposit and have a share with...
  3. Newbie2012

    Living in JB 2 (Johore)

    Re: Your Friendly Bank in Singapore! Unbelievable.....100 years mortgage......sound like the Japanese is trying to keep its property Ponzi scheme a float. PAP should start learning from the Jap. how to manage it. Looks like we are heading towards a political scene as volatile as Japan...
  4. Newbie2012

    Living in JB 2 (Johore)

    Re: Your Friendly Bank in Singapore! Sounds illogical, thought when you old and retire , you will need your laminated flooring on the staircase and upper floor in BH more? You want to be cushioned in case you fall right? Old people can fall on the ground floor too but BH no laminate flooring...
  5. Newbie2012

    Living in JB 2 (Johore)

    Re: Your Friendly Bank in Singapore! Just a little jest and Feng Shui time .... when buying property, I prefer to be on solid ground rather than on "floating" ground :). The fact remains that laminated flooring can't last longer than parquet and tiles and will cost more in maintenance...
  6. Newbie2012

    Living in JB 2 (Johore)

    Re: Your Friendly Bank in Singapore! I know this has to come soon at current salary level of the middle class and high properties prices in Singapore - 50 years mortgage loan. But I just couldn't believe the regulator, MAS would allowed it. If a sizable number of Singaporeans are so...
  7. Newbie2012

    Living in JB 2 (Johore)

    Parquet flooring is good and solid but don't see any developer offering them in JB for landed properties if I can recall correctly; you will have to put it in yourself. Only saw one landed developer offering laminated wood flooring for the staircase and upper floor, that don't feel like you...
  8. Newbie2012

    Living in JB 2 (Johore)

    Agreed with you if everyone is buying for residence, it is good for the property scene in Iskandar. But if more and more pure investors are coming into the scene, it feels analogous to the housewives, uncles, aunties and undergraduates buying up and supporting a bullish stock market. What happen...
  9. Newbie2012

    Living in JB 2 (Johore)

    I would prefer not to declare my portfolio status in Iskandar; it will save some souls like you from missing the fact or truths in my statements. Its alright to disagree but will do you good if you keep an open mind and analyze the validity of my statements rather than thinking something like...
  10. Newbie2012

    Living in JB 2 (Johore)

    I do think it is unlikely that prices will go back to the level of 2 to 3 years back where HH gateway intermediate terraces were selling below $400K but consolidation is likely. Yes, new infrastructures are being built and more companies are expected to set up business in Nusajaya. More workers...
  11. Newbie2012

    Living in JB 2 (Johore)

    I was at my least creative mood at that time of registering for this forum but I was a newbie to this forum at that time. :)
  12. Newbie2012

    Living in JB 2 (Johore)

    If you are saying it is a lesser worry for people who invest in JB properties because the loan quantum is much smaller, I beg to differ. The boom happening in Iskandar properties is very much dependent on the stability of Singapore properties. If monthly mortgage property payment in...
  13. Newbie2012

    Living in JB 2 (Johore)

    I must say that the low mortgage interest rates in Singapore that is fueling the property boom may be its potential nemesis. US interest rate are expected to rise in 2014 and those that are max out in their mortgage loans will be in for a hard time.
  14. Newbie2012

    Living in JB 2 (Johore)

    That's right. Be cautious, don't over recommend and not only will you save your relationship, you may very well save your own properties from an unnecessary deep correction in valuation prices.
  15. Newbie2012

    Living in JB 2 (Johore)

    The property scene in Singapore have changed drastically from 2 to 3 years back. Suddenly all the HDB owners, especially those who gotten the boot from cheap foreign workers-seeking bosses and have gotten reemployed at a lower pay package by "patriotic" Singapore employers found it worth the...
  16. Newbie2012

    Living in JB 2 (Johore)

    It is ridiculous to think that one can talk down or talk up a property segment by fabrication. You may trick one or two poor chaps but that won't have any material impact on the targeted property value. If it will to have any material impact, you would have run the risk of being sued by the...
  17. Newbie2012

    Exchange Rates for RM

    Hi, anyone here knows of any money changer in JB that would exchange your SGD to RM but instead of having you a load of cash, they will bank it straight into your Malaysian bank account?
  18. Newbie2012

    Living in JB 2 (Johore)

    Never trade in location for workmanship issues; I am talking about overblown minor workmanship defects; not the type that will cause your whole roof to collapse. To the smart buyers, he will take in these minor defects and bargain hard for a good discount in the original asking price. To the...
  19. Newbie2012

    Living in JB 2 (Johore)

    Your so call experienced renovation contractor is not experienced in renovation lah...his real experience is in conning naive owners and people who has narrow vision. the photo with leaking issue is just the cement roof of the living room terrace; it is not even the ceiling between the upper...
  20. Newbie2012

    Living in JB 2 (Johore)

    The way to solve your problem.... is to give more to the ones who ask for less , and give less to the one who ask for more...bcos' the former would greatly appreciate your services and effort while the latter will never be satisfied by any amount of effort and services you provide to them...
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